Historically, every festive season has been a time of optimism and hope for Indian real estate, even though actual numbers may not back the pre-festive bullishness. After all, real estate is a sentiment-driven business … READ FULL STORY
Owning a home is a dream for every individual. Depending on the financial status, every family decides upon purchasing a house at some stage of their life. Some people happen to purchase a house … READ FULL STORY
Your financial health is the biggest deciding factor, when investing in a property. In addition to the cost of the property, there are other fringe costs that you have to bear, including the stamp … READ FULL STORY
While seeking a home loan, some queries may seem fairly straightforward but it is always good to start with the basics and then get into the details. Here are some things you should consider … READ FULL STORY
An ambition among most Indians, is to buy their own homes. It is one of their high-priority financial goals, apart from their children’s education. The feeling of living in one’s own house cannot be … READ FULL STORY
Record low interest rate on household savings, high unemployment rate and rising inflation levels, have added to the existing woes of home buyers in India, who are now battling with much higher debt-to-income (DTI) … READ FULL STORY
While it is convenient to assume that low interest rates on home loans will prompt the fence-sitting home buyers to make property purchases, the fact is that interest rates are only the third criterion … READ FULL STORY
The real estate sector, its buyers and all other stakeholders, had put forward several demands and expectations from the Union Budget 2021-22. Some of their demands were met, whereas some were missed. The realty … READ FULL STORY
When the mutual funds business was trying to gain ground in India the Mutual Fund Association of India successfully pulled in the members to create a narrative ‘Mutual Fund Sahi Hai’. The assets under … READ FULL STORY
The Indian real estate market offers a lucrative investment opportunity for non-resident Indians (NRIs). Like resident Indians, NRIs are also allowed to buy properties in India, with the help of home loans. However, the … READ FULL STORY
Loan-to-value (LTV) is a ratio of the amount of loan that can be given to the total value of the property. The LTV can range from 75 per cent to even 90 per cent … READ FULL STORY
Buying a house seems to be an important goal, not only for newly-married people, but also for people who are single and earning and are planning to marry, unlike the previous generations who would … READ FULL STORY
Reduction in loan-to-value ratio While lending money against any tangible security, the lender can advance a loan up to a certain percentage of the asset’s value. This is called the loan-to-value (LTV) ratio. This … READ FULL STORY
