All about UIDAI and Aadhaar


Read on to know all about the Aadhar card and the ways in which its use in real estate transactions can actually be a good thing

Unique Identification Authority of India (UIDAI) formed in 2009 by the Planning Commission, is a government body which gained statutory legalisation under the provisions of the Aadhaar Act of 2016 by the Government of India. The government, in a bid to deal with the menace of corruption and black money, has hinted that it may consider linking immovable properties with Aadhaar numbers. If such a move is implemented, it will have widespread ramifications and make the implementation of the benami transactions law easier.

UIDAI is the body which authorises Aadhar card to the citizens of India. The main motive of this enactment was to provide Unique Identification Numbers to every resident of India which would be named as Aadhar card, in which the card was to be robust enough to flush out duplicate entries into the databases of UIDAI and give the cardholders assurances about their ID’s validity and authenticity that too without paying much in fees to them. Currently, the number of Aadhaar cards to have been issued is more than 120 crores.

The Aadhaar Act 2016 gives power and responsibility of enrolling new applicants and other important operations about the Aadhar card, including the security of the database and creation of a robust management system to the UIDAI.

What is Aadhar and how it was created?

Aadhar is the world’s largest Identification system which uses biometrics for validation. Every Aadhar card has a unique 12-digit random number which is generated by UIDAI after careful validation of the details enrolled by the applicant. Aadhar is termed as a resident proof instead of a citizenship proof, as it doesn’t provide any domicile rights to anyone. The Home Ministry has also clarified that places like Nepal and Bhutan don’t recognise Aadhar as a valid proof of ID for Indians.

Formed in 2009 by then the Planning Commission of India, it got legislative validity in 2016 after a bill was passed in the Parliament. In 2012, UIDAI launched online verification of Aadhar numbers which could be used by telecom companies to verify a person’s ID instantly. In the same year, then PM Manmohan Singh initiated direct benefit transfer scheme which would target the leakages in the transferring of wealth directly onto the pockets of the poor in various national welfare schemes by linking Aadhar cards to the bank accounts of the recipients.

Is Aadhaar mandatory for all Indian citizens?

According to the Supreme Court’s ruling in 2013, Aadhar card is voluntary and not mandatory. No citizen of India should be disallowed welfare from the government based on his/her Aadhar number’s availability, as it only distinguishes the Identity of a resident and doesn’t validate anyone’s citizenship. The DBT scheme which was to be established using Aadhar linkage got a slowdown due to this decision, but the positive side of this is that more and more people are voluntarily enrolling themselves in the Aadhar Database due to this service being provided to them free of cost.

Since the government is planning to link all immovable properties to Aadhaar numbers, in case more than one property is purchased by a person, it will also be detected and make the task of the I-T Department easy, in detecting tax evasion through benami transactions in real estate. The use of black money may reduce due to this requirement, as only the person who has the funds will be able to buy the property. Hence, real estate prices will become stable and the abnormal volatility/speculation in prices, will reduce.

 

Is Aadhar globally recognised?

World Bank’s chief economist described Aadhar as the most sophisticated ID system of the world as it stores the information of the applicant in a secured database and retrieves that data efficiently by using the biometrics of an individual.

Aadhaar versus Passport

As of now, the Aadhar card given by the UIDAI is only used as a biometric-based Identification apparatus for every Indian resident by the Indian Govt. It is not a substitute or a kind of supplement to the Indian passport, which is primarily used as a valid ID in the global scene. However, Indian passports are issued by the government much faster if you can provide Aadhar number to the issuing agency which enables them to dole out your passport very quickly, as it becomes quite easy to verify the credentials of the passport applicant.

Can you hide your Aadhar from banks and other NBFCs?

In 2018, SC reversed the verdict of its earlier hearing in which they made it mandatory for someone wishing to open a bank account must produce Aadhar number before the bank. As of now, along with getting a new sim card or an admission into a school, bank cannot force the applicant to submit his/her Aadhar number. It is mandatory to link your Aadhar card to your PAN card which is generally demanded by a bank to validate your credentials.

Even though SC has made Aadhar number non-mandatory to be acquired from the applicant by those various agencies, government of India has time and time again persistently pushed the initiative of linking your Aadhar cards with portals like banks, mobile phones and other various welfare schemes as it helps them to flush out duplicates and transfer the benefits directly into the bank accounts of the intended people eliminating leakages of funds.

What if you don’t have an Aadhaar number – here’s how you can get one.

As benefits aligned with Aadhar card are established, now the question arises of how one can get this card and where must they apply for to receive this free of cost Aadhar. There are various steps one must follow which are easily doable if you have diligently prepared what’s necessary for those steps.

The first thing an applicant must do is to gather all the necessary documents required/listed by the UIDAI, as this ensures the process of enrolment of the application for a new Aadhar to commence without any further delay. They require and ask every applicant to submit his/her address proof & identity proof; therefore, you must carefully arrange copies of documents about these parameters.

Following this, one can now move onto the steps which lead one to apply for the enrolment in Aadhar database.

 

Locate your nearest Aadhar enrolment centre

You can easily search for the nearest Aadhar centre on the internet. You can locate your nearest centre by

https://appointments.uidai.gov.in/centersearch.aspx

Then you can directly visit the located centre, or you can comfortably book an appointment which suits your convenience.

Fill the enrolment form

At the centre, one has to fill the enrolment form with correct information and must self-attest them before submitting them to the authorities at that centre itself. One can fill this form on the internet if they want and then by taking out a copy of it, take it to the centre for submission. Open this link to visit their online enrolment portal –

https://uidai.gov.in/images/aadhaar_enrolment_correction_form_version_2.1.pdf

While enrolling for Aadhar through the above steps, one must comply with their requirements and must duly produce all the necessary documents in front of the authorities at the Aadhar centre.

Biometric data collection

All the applicants are required to give their biometric inputs to the authorities as these are the fundamental aspects of Aadhar. Biometric inputs are used to validate the identity of the residents in Aadhar, as it is very difficult to bypass these metrics for the infiltrator or any unauthorised personnel.

Aadhar centres will ask you to submit 2 of your biometric inputs into their system database which are

  • Iris scan
  • Fingerprint scan

Additionally, they will also take a snapshot of your face; this photo will be used on the actual card to be printed.

Collect your acknowledgment slip

The only thing which remains for you to do now is to collect the acknowledgment slip which is digitally secured from the authorities after the completion of all the process mentioned above. This slip lets you check the status of your application at your convenience over the Internet.

 Where can Aadhar be used?

It is important to remember that unlike other government agencies, for example, Voter Id card issued by ECI, Aadhar doesn’t serve a primary purpose of validating a person’s credentials for a particular entity but only holds a position of giving identification proof for every Indian resident.

 

  1. Direct benefit transfer –

Aadhar number holds the purpose of providing government welfare schemes getting transferred directly into the bank accounts linked with Aadhar card of those who are the target base of these schemes. LPG subsidy is one such kind of scheme, where the subsidy is given to people directly into their aadhar linked bank accounts.

 

  1. Jan DhanYojana

Under the government’s initiative of opening bank account for everyone with zero savings, one can open a new bank account just by producing his/her Aadhar number, which is deemed sufficient under this scheme. It’s important to remember that people can also open a new account by using other documents.

 

  1. Digital locker

One can avail the services of the digital locker supported by Aadhar verification and launched by the government, is a service where a person can store all his/her documents securely to be used by them whenever required without the need of physically carrying those documents.

 

  1. Passport issued in 10 days

Aadhar number supplemented with your passport application is verified by the authorities much faster than other methods and therefore enables you to receive your passport in mere 10 days.

 

  1. New mobile numbers

One can instantly buy a new sim card without much hassle through the use of Aadhar number.

 

  1. Similarly, there are other important usages of Aadhar, such as:
  • SEBI identification
  • PAN card linkage
  • IRCTC tickets up to 12 per Aadhar number in a month. 

Can the Aadhaar be misused?

As everyone is encouraged to get enrolled under UIDAI for Aadhar number, there is a looming danger over the heads of UIDAI database management system to provide a kind of security which ensures every Aadhar cardholder of its confidentiality as there are more than 120 crore Aadhar cards issued. Linked with so many other agencies and instruments of authority, it becomes a target for the hackers and other infiltrators. So, handling such a huge amount of data with the utmost care, diligence and security is one of the topmost priorities for the UIDAI.

There were numerous rumours regarding the security aspect of Aadhar in the mainstream media, as speculations surfaced over the web about Aadhar’s data being easily available for mere Rs. 500 for any individual. The media speculated further on this that over a billion Aadhar card’s details were up for grab for just Rs. 500.

As this gained momentum, the UIDAI was quick to dispel these rumours as fake news. They quickly assured the people of India that their details were secured and safe, as no successful breach was made to infiltrate UIDAI’s database. Aadhar, according to UIDAI authorities, is one of the most secured biometric systems that its holders can be assured that their data will never be leaked to other people who have no authority over those details.

As of now, there is no concrete evidence about Aadhar details being leaked onto the public domain from any source whatsoever. Even then, people must not overlook the possibilities of their data getting leaked by other means than digital medium. Physically the card could be misused by people with vile intentions.

 

Precautions to take to avoid Aadhar misuse

The Aadhar initiative over the years have covered almost 95% of the populace of India, for this, the UIDAI under direct orders from the union government has provided a sophisticated security system which works in encrypted layers determining the identification and credentials of every unique ID in their database. Even after such means of security for the confidential information, every cardholder must ensure that their details are not leaked from their side by taking some important measures which would curtail every possible hole of breach available for misuse of Aadhar by hackers or other unauthorised personnel.

These are the steps one must do to ensure that their information regarding Aadhar is never misused by anyone else.

  • Never disclose your Aadhar number to anyone else.
  • Refrain from disclosing the OTP generated on your mobile device by UIDAI to anyone, not even to people at UIDAI as they never ask you directly in connection to whatsoever.
  • UIDAI also authorises digital Aadhar cards, therefore while downloading them on unsecured public cyberspace do remember to log out properly and delete the copies on those machines.
  • It is advised to timely update your mobile number, as all the primary verification is done through this mobile number, which is linked with your Aadhar.
  • Be cautious while producing your Aadhar to authorities such as any banking institution, do mention the purpose of submitting the copy of the Aadhar on the top of the copy.
  • One can always confirm if their Aadhar card has biometric protection or not by going onto UIDAI’s website and tracking the related information.
  • It’s not a bad idea to confirm your credentials on their website intermittently to see if your inputs are compromised or not.
  • Avoid disclosing your Aadhaar number on any of the social media websites.
  • In case of your 12-digit unique number getting compromised, immediately notify authorities to ensure the right steps to be taken.

How to apply for Aadhar Card

Availing Aadhar card is as easy as it gets due to UIDAI making it one of the simplest forms of application-oriented process, by which one can acquire Aadhar irrelative of his/her status in the society.

First of all, the applicant must ensure that he/she possesses all the required documents listed by UIDAI. After fulfilling this requisite, he/she can proceed for the actual process of enrolment for Aadhar card.

Steps to apply for Aadhar Card:

  • Locate the nearest Aadhar enrolment centre from the Internet; you can directly visit that page of the query by clicking on this https://appointments.uidai.gov.in/centersearch.aspx,At the page, one can locate the nearest centre according to state or code prescribed by UIDAI.
  • Book appointment with that centre, or directly visit the centre and start your enrolment process if it suits your preference.
  • One can start filling the form available at any of the centres with accurate information asked by the authorities which have to be self-attested. One can also download the form over the internet and fill it first before going to the Aadhar centre. Visit this link to download/fill the form online – https://uidai.gov.in/images/aadhaar_enrolment_correction_form_version_2.1.pdf
  • After filling the form duly, one can proceed on to submission of copies of their documents which are to be attached with the form filled earlier. These document copies are to be verified by the personnel checking your application’s inputs; this personnel is authorised by UIDAI to do so.
  • Then begin the process of placing your biometric inputs into the Aadhar system, which is the key in the functioning of the Aadhar card. They will scan your iris and fingerprint through their devices, plus they will take a photo of your face, which later becomes your photo on your card.
  • After all these steps are cross verified by the authorities sitting at the centre, he/she will be given a green signal for his/her application being valid and okay to be processed by the Database. An acknowledgement slip will be given on behalf of UIDAI as a confirmation token to the applicant which they can use it to track their application on the internet.

 

 How to download Aadhaar Card online

UIDAI had made it easier to download Aadhar card through their online portal. It is known as e-aadhar and is widely used by the people of India as it provides convenience and hassle-free experience to them.

You can go to their portal – https://uidai.gov.in/my-aadhaar/get-aadhaar.html, or you can directly visit their e-Aadhar service portal at https://eaadhaar.uidai.gov.in/#/

It is easy to download your Aadhar card through the services of e-aadhar, as you can follow these steps after visiting their website/portal –

  • Enter Aadhar number/enrolment number.
  • Enter your details.
  • Verify the image captcha given by the site.
  • Enter your register mobile number with Aadhar services.
  • An OTP will be sent to your registered mobile number, enter that OTP and you are all done to avail e-aadhar.
  • Download the PDF and unlock it with entering your PIN code onto it.

How to verify digital signatures on Aadhaar Card

  • Right-click on the ‘validity unknown’ icon on their site and then click on ‘Validate Signature’ to proceed.
  • It will pop ‘signature validation status’ window, in that click on ‘Signature Properties’ tab.
  • Then click on the ‘Show Certificate tab.’
  • Check in this, if there is a certification path named ‘NIC sub-CA for NIC 2011, National Informatics centre’ or not. It shows ‘NIC sub-CA for NIC 2011, National Informatics centre’.
  • Remember ‘NIC sub-CA for NIC 2011, National Informatics centre’ tab, then after this click on the ‘Trust’ tab and then click on ‘Add to Trusted Identities’.
  • Press ‘OK’ to any security question that generates.
  • Check (✔) symbol for ‘Use this certificate as a trusted root’ option and then click on the ‘OK’ twice to terminate the earlier tabs.
  • In the end, click on the ‘Validate Signature’ to execute the necessary validation.

How to change details on Aadhaar Card

 

There are 2 options by which one can make changes in their Aadhar.

First is by the Online update method, and the other is by visiting enrolment centers located nearby.

 

Online Method to Update your Aadhar 

Visit their online portal for updating your aadhar card, and follow the necessary steps required by them to change details of your aadhar. One must remember that their registered mobile number must be with them during this process as the UIDAI sends OTP to that registered device. Also, users can correct only limited details. For most of the things, users have to visit the nearest enrolment center for the correction.

Visit any Aadhar enrolment centre

Locate the nearest enrolment centre and visit them immediately to update your aadhar details, https://appointments.uidai.gov.in/easearch.aspx

As in the case of your registered mobile number being unavailable, you can request registering a new number which is not available in an online method. One can be assured of every necessary assistance at these centres as it is better to make any changes under their guidance to avoid further complications.

 

How to link Aadhaar with property document

Right now there is no mandatory provision or structure of any sorts to link Aadhar with property documents as SC is still reviewing this matter but it is strongly hinted by the government following the Benami Act introduction that there will be a need for linking Aadhar with your property documents.

How to link Aadhaar with land documents

Earlier this year there was a petition filed by advocates from the BJP to make linking of Aadhar to land documents a mandatory amendment in the Aadhar act. It intended to curb black money and fortify the ‘Benami Act’ to catch corruption and corrupt individuals dealing in illicit transactions.

How to link Aadhaar to property in Kerala, Karnataka, Maharashtra, Andhra Pradesh.

Earlier this year it was made mandatory by the state governments to link Aadhar cards by individuals while registering for a new property which aims at curbing corruption and black money.

Is Aadhaar card mandatory for property registration?

Yes, the union government had made it mandatory for an individual to register a new property by producing their Aadhar card to substantiate their identity under the central database which helps to create records for the Benami Act.

 

Supreme Court ruling on Aadhar Card

  • The Supreme Court has ruled that the right to privacy is not infringed while submitting your biometrics to the UIDAI.
  • It also disallowed any private entity like the telecom companies to use the private data of Aadhar for their personal use.
  • PAN card and ITR filing still require Aadhar card.
  • No poor can be denied welfare schemes on the ground of unavailability of Aadhar card.

 

Is Aadhaar Card mandatory for PMAY

 This scheme needs mandatory submission of Aadhar card as a proof of identity.

Is Aadhar required in real estate transactions?

The basic aim of the government is to curb the massive influx of black money in the real estate market, therefore, implementation of Aadhar based transactions for this market is a bold move by the government as it allows them to monitor all the transactions and find the illicit dealings which include black money and other forms of corrupt practices.

So, Aadhar based transactions are necessary to weed out the process of using cash in those transactions, as it becomes illegal to pay the transaction in full cash.

 

Can Aadhar help avoid fraud in real estate transactions?

The government of India has made Aadhar-enabled authentication mandatory for property registration in India after amending the Registration Act. The prime motive behind this move was to provide the real estate market with a mean to curb black money and impose a penalty to individuals investing their black money into this market.

After the enactment of Benami Act, the government will be able to identify individuals who have brought a property by using black money as the registration of that new property will require submitting their PAN card and ITR file will provide details about the individual’s income and fund information. Supplementing this, the Aadhar card will give the Identification of the buyer to the government. Therefore, under the double supervision of Aadhar and the Benami act, frauds of buying a property under the false ID will be reduced and help curb corruption on a mass scale.

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