RGRHCL: Benefits, eligibility, beneficiary status 2024 check online

To provide housing options to the socially and economically weaker sections (EWS) of the society in Karnataka, the Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) was established in 2000 as a special-purpose vehicle. The authority plays an influential role in implementing central and state housing schemes. The Karnataka Slum Development Board recently allotted 36,789 houses to the poor in KR Puram, Bengaluru. Housing Minister B Z Zameer Ahmed Khan noted that the government provided ₹5 lahks per beneficiary, totalling a project cost of ₹6,170 crore, with ₹500 crores released as the first instalment. Next year, 1,80,253 more houses will be allotted. Chief Minister Siddaramaiah mentioned a subsidy of ₹1.54 lakh under the Pradhan Mantri Awas Yojana, while ₹1.38 lakh was deducted as GST; Deputy CM D K Shivakumar plans to appeal for a GST waiver. Here is everything you need to know about RGRHCL and the housing scheme it comes out with. 

See also: All about Kerala Life Housing scheme

 

What is RGRHCL?

The Rajiv Gandhi Rural Housing Corporation Limited or RGRHCL was founded by the Karnataka government  to provide affordable housing to the state’s economically weaker sections. Conceptualised as a ‘Special Purpose Vehicle’ (SPV), it aims to utilise central and state government schemes to achieve this goal.

 

RGRHCL: Roles and responsibilities

The authority is responsible for providing affordable housing options throughout Karnataka and promotes cost-effective building technologies in rural areas. For allotting homes to the underprivileged sections of the society, the authority creates a beneficiary list from the eligible households, approved by the local gram sabha. Those beneficiaries who wish to construct their own homes, get full assistance from the RGRHCL. The authority also helps such people through ‘Nirmithi Kendras’, for constructing modern concept homes using cost-effective technologies.

 

See also: All about Bangalore Development Authority (BDA)

 

Objectives of RGRHCL

Under the RGRHCL project scheme, the objective of this authority is three-layered:

• The first and primary goal of the authority is to provide affordable housing for the economically backward class. It also aims to ensure maximum optimisation of the RGRHCL project, which is valid throughout the state of Karnataka. This leads to the second objective of the authority.
• There is promotion and strengthening of the cost-effective techniques deployed for the building of these houses. These are specially introduced to the rural section of the state, to ensure growth and prosperity. These are better and cost-effective methods of building. Further, the Nirmithi Kendras are consolidated through the process. It is designed to help the establishment of more Kendras in the future. Nirmithi Kendras are primarily established for improving the use of advanced and proven technologies for the greater good of the people. This is likely to act as a catalyst and ensure the implementation of the best available technology, suitable for the cause.
• The third objective of the authority is to increase the transparency and the efficiency of the whole process.  The management is bettered and the optimisation of the authority is ensured through digital means, and by embracing new technologies.
• RGRHCL is responsible for providing financial assistance to individuals who want to build their own homes but lack the necessary funds.
• The authority is tasked with analysing the root causes of slum development and enhancing both human and infrastructural resources through targeted strategies.
• RGRHCL explores ways to improve construction techniques, making them more efficient and cost-effective.

 

See also: Everything about CIDCO lottery 2022 Navi Mumbai

 

What is Ashraya under RGRHCL?

Ashraya is the name given to the online web portal of Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL). The primary objective of the Ashraya portal is to streamline the application process for all the housing schemes available under RGRHCL. Key facilities offered by Ashraya include:

• It enables people to apply for new schemes under RGRHCL online
• It lets you check the RGRHCL beneficiary status and beneficiary list online
• The portal offers information about the eligibility and conditions for various schemes
• It has the particulars of active schemes, such as the number of constructed or allotted houses and availability of land.

 

RGRHCL login: How to log in on Ashraya?

To avail of the services of the RGRHCL online portal, you need to log in to Ashraya. Follow the steps given below to perform RGRHCL login-

 

Step 1: Visit the official website of RGRHCL.

 

Step 2: Click on the ‘Login’ button available on the top-right corner of the homepage. Then, you’ll be redirected to a new window.

 

Step 3: Select your district from the drop-down list and click on ‘Submit’.

 

 

Step 4:  Once you have selected your district, the relevant RGRHCL login window opens on the screen.

 

Step 5: Enter your Username and password.

 

Step 6: Enter the captcha code and click on the ‘Login’ button. 

RGRHCL: Chief minister’s high rise Bangalore housing project

To address the housing needs of economically weaker families in Bangalore, the State government plans to build 1 lakh multi-storied residential units, with building heights ranging from G+3 to G+14 floors. Below are the key specifications of the flats offered under the Multi-Storey Bangalore Housing Scheme:

Specification	Details
Carpet area	30.44 sq m
Starting price	Rs 6 lakh per unit
Amenities	RCC drains, water supply, overhead tanks, electrification
Project area	1,014 acres

You can log on to https://ashraya.karnataka.gov.in/ and get information on 1 BHK and 2 BHK units.

Click on the links on this page to get information about 1 BHK.

RGRHCL: Download the acknowledgement letter.

Once you have applied, you can download the acknowledgement letter by clicking on the link on the Ashraya Karnataka page.

RGRHCL: Download provisional allotment letter

Beneficiaries selection process for housing schemes under RGRHCL

The selection of beneficiaries for housing schemes under the Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) involves a systematic and transparent process to ensure that assistance reaches the deserving candidates among the economically weaker sections in Karnataka.

Application submission

Prospective beneficiaries begin by submitting their applications through the official RGRHCL portal, Ashraya, or by visiting local Gram Panchayats or urban local bodies. Applicants must provide necessary documents, including proof of income, identity, and residence, to establish their eligibility for the specific housing scheme.

Initial verification by local authorities

Upon receiving applications, local authorities such as the Gram Panchayat in rural areas or urban local bodies in cities conduct preliminary verifications. This step involves authenticating the applicant’s documents and ensuring that the information provided aligns with the eligibility criteria of the respective housing scheme.

Approval by gram sabha or urban local bodies

In rural regions, the verified list of eligible applicants is presented to the Gram Sabha, a village assembly comprising local residents. The Gram Sabha reviews and approves the list, ensuring community participation and transparency in the selection process. In urban areas, a similar review is conducted by the respective urban local bodies.

Digital upload and GPS verification

Following approval, the details of the selected beneficiaries are uploaded to the RGRHCL’s digital platform. Authorized officials then perform GPS verification to confirm the availability and ownership of the land where the housing unit is to be constructed. This step ensures that the beneficiary has a suitable site for building the house.

District-level committee review

The compiled and verified list is forwarded to the District-Level Committee, which conducts a thorough review to ensure compliance with all guidelines and eligibility norms. This committee’s approval is crucial for maintaining uniformity and fairness across different regions.

Final approval by RGRHCL

After district-level clearance, the list is sent to the RGRHCL headquarters for final approval. The corporation cross-verifies the information and, upon satisfaction, grants the final nod for beneficiary status. Successful applicants are then notified through official channels and can proceed to avail themselves of the benefits under the respective housing scheme.

This multi-tiered selection process, involving local communities, digital verification, and multiple levels of scrutiny, ensures that the allocation of housing benefits under RGRHCL schemes is conducted transparently and reaches the intended beneficiaries.

RGRHCL: Housing schemes

The Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) offers several affordable housing schemes from time to time that can be availed by the residents of Karnataka. We have mentioned some of the popular housing schemes rolled out by RGRHCL below. If you wish to search for more information related to the RGRHCL housing schemes or beneficiary list, visit the Ashraya portal. The Ashraya portal lists all the upcoming and ongoing housing schemes, as well as data on completed homes under various schemes and land availability for new schemes being planned.

 

Basava Housing Scheme

Under the Basava Vasati Yojana, housing options are provided to homeless beneficiaries residing in rural areas. The income of the beneficiary should be less than Rs 32,000 per annum and he/she should not own any home in any part of the country. Under the scheme, the applicant gets up to 85% of the raw material for the home’s construction.

Basava Housing Scheme: Application procedure

1. The applicants need to visit the Rajiv Gandhi Housing Corporation Limited website.
2. The applicant needs to click on the online application link.
3. Then, one has to fill up the form with the required details.
4. Upload the required documents and click on the ‘submit’ option.

 

Eligibility criteria: 

For the Basava Housing Scheme, beneficiaries must belong to the economically weaker section (EWS) with an annual income of less than ₹32,000. The scheme is designed exclusively for individuals who do not own any property or housing in any part of the country. Applicants residing in rural areas and intending to construct their own homes can benefit from up to 85% of the required raw materials provided by the scheme. Clear documentation of income proof, land ownership, and a valid ID is essential for eligibility.

Devraj URS Housing Scheme

This scheme is for special category applicants, which includes disabled, leprosy cured, HIV-affected households, nomadic tribes, sanitation workers, people affected by riots, exploitation, free bonded labourers, widows and transgenders. The selection of the beneficiaries is done by the District Committee. Here also raw materials are provided to the applicants selected as beneficiaries.

 

Eligibility criteria:

The District Committee oversees the selection process for beneficiaries under this scheme. Applicants are required to provide relevant certificates proving their special category status, along with basic income documentation. Additionally, the scheme provides raw materials to assist with home construction, ensuring that the most vulnerable populations receive adequate support.

Dr BR Ambedkar Nivas Yojana

This scheme is being implemented for both, urban and rural areas, for providing housing options to homeless families belonging to the Schedule Castes and Schedule Tribes (SC/ST). Under the scheme, the government provides Rs 1.75 lakhs as subsidy, to build/buy homes. However, the beneficiary should meet the income eligibility prescribed by the authority.

 

Eligibility criteria:

To qualify, applicants must meet specific income eligibility requirements, with a government subsidy of ₹1.75 lakh provided for home construction. Proof of caste and income certificates is mandatory, along with a declaration that the applicant does not own any housing elsewhere.

 

Ashraya Yojana

Ashraya Yojana is an integrated project introduced by the government, with the objective of identification and rehabilitation of poor families. The scheme was launched in 2002, following the Kudumbashree initiative for identifying families that have been left out from the outreach of decentralised planning and poverty alleviation programmes. Under this scheme, gram panchayats are required to develop separate micro-projects for each identified household. The RGRHCL projects will be integrated with other plans of grama panchayats formulated on an annual basis. Funds of gram panchayats, contributions by block and district panchayats, state government funds and centrally-sponsored schemes, are combined for financing this scheme.

 

Eligibility criteria:

The Ashraya Yojana focuses on identifying and rehabilitating poor families left out of other poverty alleviation programs. It involves the creation of micro-projects for each household at the gram panchayat level. Applicants must present voter ID, Aadhaar card, proof of income, and other essential documents to qualify. The scheme integrates funding from various sources, including gram panchayat contributions, state government allocations, and central schemes.

 

Ashraya Yojana: Documents Required

Applicants are required to provide the following documents:

• Voter ID card
• Aadhaar card
• Bank details
• PAN card
• Address proof
• Income proof
• Passport-sized photo
• Age proof

 

How to check RGRHCL beneficiary status 2024 on Ashraya portal?

Visit the Ashraya portal (click here) and select ‘Beneficiary Information’ from the top menu.

 

 

You will be redirected to a new page where you can select the district and enter the acknowledgement number, to check the RGRHCL beneficiary status.

 

 

Your application status will be visible on the screen and you will be able to track your RGRHCL beneficiary status in the beneficiary list.

 

How to check grant release information on Ashraya?

• For urban areas:
  • Go to the Ashraya portal dedicated to urban regions.
  • Navigate to the ‘Grant Release’ section.
  • Choose the year and week for which you wish to view grant release details.
  • Enter your application reference number to access the information.

 

• Click ‘Submit’ and the details will be visible on the screen.

For rural areas:

• Visit the Ashraya portal for rural areas.

• Find the ‘Grant Release’ section.

• Select the year and week corresponding to the grant release you’re checking.

Read all about Karnataka Bhoomi RTC Portal

 

RGRHCL housing scheme: Eligibility criteria

This scheme has certain eligibility criteria that need to be met in order to be considered. They are listed below:

• The applicant for the scheme must be either a woman (whose marital is not under consideration), ex-soldier, physically challenged, senior citizen or a widow, widower.
  
• As this scheme is oriented towards the economically weaker classes, the applicant’s family should have an annual income of no more than Rs 32,000.
• The applicant should be in need of the house and not have a house in any part of the state.
• However, the applicant and their family can reside in a hut. People from destroyed houses are eligible for the scheme, as well.
• The people who have land or sites under their holdings, are eligible for the scheme too.
• The applicant should not draw the facility of any other housing schemes.

 

When is the ideal time for RGRHCL application?

The gram panchayat revises the list of applicants on a yearly basis. It is generally renewed in the first week of January. This makes it the ideal time to apply for the scheme. The applicants are expected to submit their applications in Form Number 1. Additionally, the news of this will be widely aired by the gram panchayat itself.

 

RGRHCL: How to check land availability?

Now, beneficiaries can check the land availability in the state online, on the Ashraya portal. Users can click on Land availability status and search land identified and total land available with the state/central government and private holders. The list can be downloaded as an Excel file and filtered accordingly. The data is available in tabular format and can be narrowed down to district, village, or taluk level.

RGRHCL: Contact details

For more details, applicants can reach out on the RGRHCL contact number and address:

Kaveri Bhavan, 9th Floor,

C&F Block, KS G Road,

Bangalore – 560009

Phone: 91-080-22106888, 91-080-23118888, Fax: 91-080-22247317

Email: rgrhcl@nic.in

 

FAQs

What is KARNIK?

KARNIK stands for Karnataka Rajya Nirmana Kendra, which was established by the government of Karnataka, to promote, monitor, oversee and guide the activities of the Nirmithi Kendra.

What is Nirmithi Kendra?

The Nirmithi Kendra is an organisation that disseminates information on low-cost building materials and technologies.

Who should I contact for application-related queries?

In case you have queries or issues in tracking your application, you can call at +91 - 80 - 22106888, 23118888 or email at rgrhcl@nic.in mdrgrh@gmail.com.

 

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com