The festive season in 2021 has provided a boost to the realty sector, with reports of a significant surge in demand during the period. One of reasons, has been the reduction in interest rates … READ FULL STORY
While seeking a home loan, some queries may seem fairly straightforward but it is always good to start with the basics and then get into the details. Here are some things you should consider … READ FULL STORY
Having a house to call their own is one of the greatest ambitions of most Indians. In addition, having your own house can also be your biggest asset. However, accomplishing this financial goal in … READ FULL STORY
An ambition among most Indians, is to buy their own homes. It is one of their high-priority financial goals, apart from their children’s education. The feeling of living in one’s own house cannot be … READ FULL STORY
A question that many home seekers find difficult to address, is whether they should purchase a house or stay in a rented apartment. In the post-pandemic scenario, many families have realised the benefits of … READ FULL STORY
It takes years of financial discipline and diligent planning, to be finally able to repay a home loan, which typically has a tenure of between 10 and 30 years. Owing to this huge liability, … READ FULL STORY
It is wiser to opt for a loan to meet large financial expenses, such as a wedding, home renovation or any emergency expense, rather than depleting your hard-earned savings. Applying for a loan from … READ FULL STORY
While it is convenient to assume that low interest rates on home loans will prompt the fence-sitting home buyers to make property purchases, the fact is that interest rates are only the third criterion … READ FULL STORY
Homebuyers will have to necessarily demonstrate monetary prudence once the long cycle of equated monthly installment (EMI) payment starts. Since home loans are typically taken for a 20 or 30 years tenure, it would … READ FULL STORY
This is that time of the year, when you may get a substantial amount as your annual bonus, if you are a salaried individual. Some of you might also have made some savings and … READ FULL STORY
Single women are driving the demand for housing in India, with as many as 68% of them planning property purchase after acquiring financial independence, show the findings of a recent survey by real estate … READ FULL STORY
With the repo rate now at 4%, home loan interest rates are below the 7% level. However, you may not be eligible for this low interest rate. So, it is crucial for home loan … READ FULL STORY
Until a few decades ago, Indians were generally averse to taking loans to buy or construct their homes and would use their retirement funds for the same. However, with increasing urbanisation, easy availability of … READ FULL STORY
