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Tag: interest rate

Home » interest rate » Page 3

Home Loans
By Sunita MishraDecember 19, 2022

Top 5 banks to take loan against property (LAP) in 2022

A loan against property can be an effective way to deal with emergency situations or fund your business expansion plans. Since the interest rates would be among the most dominant factors when you choose … READ FULL STORY

Home Loans
By Sunita MishraMay 6, 2022

What is marginal cost of funds-based lending rate or MCLR?

With an aim to offer borrowers with a higher level of transparency and cost effectiveness, the banking system has from time to time introduced various rate-setting methodologies, based on which loan interest rates are … READ FULL STORY

Property Trends
By Harini BalasubramanianJuly 30, 2021

How to decide between staying on rent and buying a home?

A question that many home seekers find difficult to address, is whether they should purchase a house or stay in a rented apartment. In the post-pandemic scenario, many families have realised the benefits of … READ FULL STORY

Must Knows
By Harini BalasubramanianJuly 1, 2022

What is EMI and how is it calculated?

It is wiser to opt for a loan to meet large financial expenses, such as a wedding, home renovation or any emergency expense, rather than depleting your hard-earned savings. Applying for a loan from … READ FULL STORY

Property Trends
By Surbhi GuptaJuly 2, 2021

Is 2021 the right time to buy a home?

With interest rates at their lowest level and the property market holding on to affordable rates, this is probably the best scenario for serious home buyers. However, many prospective buyers are still in a … READ FULL STORY

Must Knows
By Amit SethiJune 2, 2022

Benefits of buying a home in the wife’s name

There are several benefits to buying a property in a woman’s name, either as the sole owner or as a joint owner, with governments and banks offering several sops. “Aspiring home buyers can seek … READ FULL STORY

Property Trends
By Ravi SinhaMay 9, 2021

Low home loan interest rates: Can it boost real estate buying?

While it is convenient to assume that low interest rates on home loans will prompt the fence-sitting home buyers to make property purchases, the fact is that interest rates are only the third criterion … READ FULL STORY

Property Trends
By Surbhi GuptaApril 1, 2024

Amid COVID-19, builders lure home buyers with Gudi Padwa offers

As Maharashtra enters a ‘semi-lockdown’ situation, amid record-high Coronavirus infections nationwide, the construction sector is also facing an impact. Developers are once again dependent on virtual marketing efforts and serious home buyers are keen … READ FULL STORY

Must Knows
By Sunita MishraApril 28, 2022

30 terms all home buyers should know

Parties involved in real estate transactions, often hear many unique sector-related terms. This may often be confusing, especially for first-time buyers during an already complicated and stressful home-buying journey. In this article, we simplify … READ FULL STORY

Property Trends
By Surbhi GuptaJanuary 12, 2024

Budget 2021: Industry welcomes expansionary budget, hails pragmatic approach

The market has welcomed the host of announcements in Budget 2021 that are being seen as a measure to revive the economy. From health to infrastructure, finance minister Nirmala Sitharaman’s third Budget speech tackled … READ FULL STORY

Home Loans
By Amit SethiJanuary 9, 2021

Why you may be paying more, in spite of the low home loan interest rates

With the repo rate now at 4%, home loan interest rates are below the 7% level. However, you may not be eligible for this low interest rate. So, it is crucial for home loan … READ FULL STORY

Home Loans
By Sunita MishraDecember 19, 2020

Will home loan interest rates fall further?

Through consistent reductions, most Indian banks have brought home loan interest rates to the sub-7% level. The move, which is primarily aimed at boosting consumption in the country’s second-largest employment-generating sector, at a time … READ FULL STORY

Home Loans
By Sunita MishraDecember 5, 2020

How to benefit from low home loan interest rates

The Coronavirus pandemic has forced banks in India to bring home loan interest rates to a record 15-year low, in a bid to boost consumer sentiments, at a time when the economy has been … READ FULL STORY

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