Homebuyers in Pune have to pay stamp duty and registration charges to get their property registered in government records. This guide is meant to help you have all the information about stamp duty and registration charges on property purchase in Pune in 2025.
What is stamp duty?
Stamp duty and registration charges are two additional costs that buyers in Pune have to bear, during property purchase. Paid to the government at the time of registration, payment of these charges is compulsory under the provisions of the Registration Act, 1908.
Recall here that stamp duty is a percentage of the property value that the buyers are liable to pay, for registration. Fixed by the state government, the stamp duty Pune is periodically revised to boost or curb demand. In a slow-moving market, rates are tweaked downwards to push up demand.
Stamp duty and registration charges in Pune in 2025
| Gender of the person in whose name the property is registered | Stamp duty | Registration charges |
| Men | 7% | Properties above Rs 30 lakh: Rs 30,000.
Properties below Rs 30 lakh: 1% of the deal value |
| Women | 6% | Properties above Rs 30 lakh: Rs 30,000.
Properties below Rs 30 lakh: 1% of the deal value |
| Joint | 6.5% | Properties above Rs 30 lakh: Rs 30,000.
Properties below Rs 30 lakh: 1% of the deal value |
Stamp duty for women in Pune in 2025
The Maharashtra government offers women homebuyers a one percent rebate on stamp duty on property. The state declared this concession for the first time in April 2021.
Check out price trends in Pune
Document handling charges
The Inspector General of Registration Office has imposed document handling charges on leave and licence agreement registration documents at Rs 300. For first-sale property registration documents, the charges are Rs 1,000. Prior to this, there were no charges for document handling in both the categories. As a result of these changes, homebuyers and tenants in Pune will now have to pay additional fees for these services.
“For online services, expenses are to be made on establishing computer infrastructure and its maintenance, modernisation of equipment and set up, storage, hardware installation cost and internet connectivity expenses. Hence it has been imperative to impose document handling charges to meet the rising cost,” the state government said in its directive.
Stamp duty and registration charges in Pune for various property deeds 2025
| Type of deed | Stamp duty in Pune |
| Gift deed | 3% |
| Lease deed | 5% |
| Power of Attorney (POA) | 3% for properties under gram panchayat |
| 5% for properties under municipal areas | |
| Gift deed in family (for residential or agricultural property) | Rs 200 |
Stamp duty in Pune for different areas
| Areas in Pune | Stamp duty in Pune |
| Within the gram panchayat limit | 4% |
| Within the limits of panchayat or rural areas under MMRDA | 5% |
| Within cantonment area or area of municipal corporation | 5% |
How to get refund on stamp duty in Pune?
- Go to the official website of IGR Maharashtra.
- Choose ‘Stamp Duty refund’ on the homepage.
- The refund module webpage will be displayed on the screen.
- Submit refund token number and password.
- Click on the ‘view status’ button and the details will be displayed on the screen.
How to calculate stamp duty in Pune?
Buyers have to pay the rate fixed on the overall value of the property. However, to arrive at the property value, the buyer must first find out the circle rate in the area in which the property is located.
How to use a stamp duty calculator?
- Go to an online stamp duty calculation tool.
- Select the type of deed (e.g. agreement to sale or gift).
- Choose the area – Municipal Corporation or Cantonment.
- Submit the property’s market value and consideration value to calculate the stamp duty in the region.
What is ready reckoner rate?
The ready reckoner rate (RR), as it is known across Maharashtra, or the circle rate, is the government-fixed rate, below which a property cannot be sold in an area. In a scenario where the seller has priced the property at less than the government-fixed ready rates, the stamp duty calculation will still be based on the RR rates.
By multiplying the circle rate with the area of the property, the buyer can calculate the value of the property and then calculate the stamp duty.
Example
Suppose Ram Kumar is buying a home which has a carpet area of 300 sq metres. The property is at Baner, where the circle rate is Rs 42,760 per sq metre. In this case the overall value of the property will be:
Carpet area x rate per sq metre = Property value
400 x 42,760 = Rs 12,828,000
Considering the stamp duty in Pune at 5% of the property value, Kumar will have to pay Rs 6,41,400 as stamp duty. Since the property’s worth is over Rs 30 lakhs, Kumar will be paying an additional Rs 30,000 as the registration charge.
See also: Top localities in Pune for buying or renting property
Can you pay stamp duty online?
Buyers in Pune can pay the stamp duty and the registration charges online, by visiting the official portal, (click here).
Once you have registered yourself, you can proceed with the payment. For this you will have to provide every detail pertaining to the property and pay using online channels, such as internet banking. A receipt will be generated once the payment is successful. After this, the buyer can book an appointment and proceed with the property registration.
Alternatively, buyers can also pay the stamp duty in Pune by purchasing non-judicial stamp papers from a recognised vendor or through franking, where authorised banks stamp your document or affix a denomination on it, which acts as a proof that the stamp duty for the transaction has been paid.
How to pay stamp duty offline in Pune?
- Find out the stamp duty to be paid on the next working day from the day of execution or before the registration process.
- If the property deed is executed outside the division/territory, a 3-month window for stamping is given.
- The stamp paper’s date must not be older than 6 months from the transaction date.
- The stamp paper must be in the name of the parties involved in the agreement.
- Adhesive stamps can also be used and they are removed at the time of execution to prevent reuse.
Who is eligible for stamp duty exemption in Pune?
- Women: Women homebuyers can avail of 1% stamp duty rebate on the property value, subject to a maximum limit of Rs 1 lakh.
- Senior citizens: Senior citizens can avail of 1% stamp duty rebate on the property value, subject to a maximum limit of Rs 1 lakh.
- First-time homebuyers: First-time homebuyers are eligible for a 2% stamp duty rebate on the property value, subject to a maximum limit of Rs 2.5 lakh.
Pune property registration 2025
Taking the Maharashtra government’s initiative of One State One Registration to the next level, starting April 1, 2025, 49 SROs in Pune will be part of Anywhere Registration. Announced in Jan 2025, chief minister Devendra Fadnavis had given 100 days for state wide implementation of anywhere registration. This scheme will cover 28 offices in Pune city and 21 in Pune rural. People in Pune can register land documents located anywhere in Pune within their respective districts irrespective of the jurisdiction the property falls in. For instance, a Pune resident having property in Baramarti can register his property in Pune.
Housing.com POV
It is imperative for a property owner to register a property so that it is always present in legal records. While previously, registration of property was a tedious task, with the IGR Maharashtra portal, one can register their property by paying stamp duty online also in addition to the existing offline. Also, now 49 districts in Pune will allow registration of properties anywhere even if property is not in that location, making it further easier for people to register their property.
FAQs
What is the stamp duty on property purchase in Pune?
In Pune, male buyers have to pay 7% of the property value as stamp duty and female buyers have to pay 6% as stamp duty.
Can I pay stamp duty online in Pune?
Buyers can pay the stamp duty online by visiting the official portal, https://gras.mahakosh.gov.in/
Is visiting the sub-registrar’s office necessary in Pune?
Parties involved in a property transaction have to visit the sub-registrar’s office for biometric identification.
| Got any questions or point of view on our article? We would love to hear from you.Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |
