Homebuyers in Ghaziabad have to pay stamp duty and registration charges to get their property ownership registered in the government’s records. For this, they have to pay a specific percentage of the asset value as stamp duty and registration charges. Buyers must note here that stamp duty and registration charges are two different levies. While stamp duty on property is paid by the buyer to get the property transferred in his name, the registration charge is paid towards getting the paperwork done.
Stamp duty in Ghaziabad in 2024
Owner | Stamp duty as percentage of the property value | Registration charge as percentage of the property value | Stamp duty and registration charge in Rupees on a property worth Rs 10 lakh |
Man | 7% | 1% | Rs 70,000 + Rs 10,000 |
Woman | 6%* | 1% | Rs 50,000* + Rs 10,000 |
Man + woman | 6.5% | 1% | Rs 65,000 + Rs 10,000 |
Man + Man | 7% | 1% | Rs 70,000 + Rs 10,000 |
Woman + woman | 6% | 1% | Rs 50,000* + Rs 10,000 |
Source: IGRS UP
Stamp duty on other documents/deeds
in Ghaziabad in 2024
Documents to be registered | Stamp duty in Rs |
Gift deed | *5% of the property value
**Rs 5,000 in case of gifting in family members |
Will | Rs 200 |
Exchange deed | 3% |
Lease deed | Rs 200 |
Agreement | Rs 10 |
Adoption deed | Rs 100 |
Divorce | Rs 50 |
Bond | Rs 200 |
Affidavit | Rs 10 |
Notary | Rs 10 |
Special power of attorney | Rs 100 |
General power of attorney | Rs 10 to Rs 100 |
See also: All about gift deed stamp duty
Stamp duty for women in Ghaziabad 2024
Women are offered a 1% reduction in stamp duty charges in UP. So they pay 6% stamp duty instead of 7% on property buy. But, this rebate is applicable only up to Rs 10 lakh out of the total value of the transaction. So if the worth of the property is, say, Rs 11 lakh, a woman will have to pay 7% of Rs 11 lakh (Rs 77,000) as stamp duty.
Registration fee in Ghaziabad in 2024
Irrespective of the gender of the party in whose name the property is being registered, the buyer has to pay 1% of the documented value of the asset as the registration charge. This means that for a property worth Rs 1 crore, the buyer will pay Rs 1 lakh as the registration charge.
Earlier, buyers had to pay only a flat fee of Rs 10,000 for properties worth up to Rs 10 lakhs and Rs 20,000 for properties above Rs 10 lakhs, as the registration fee. The 1% registration charge was imposed with effect from February 14, 2020.
See also: Stamp duty and registration charges in Uttar Pradesh
Documents needed for property registration in Ghaziabad
Buyers will have to present the following documents before the SRO at the time of property registration in Ghaziabad:
- Sale deed
- Tax receipts
- Copy of agreement to sale
- Encumbrance certificate
- Sanctioned building plan
- Occupancy certificate
Note that this list is indicative. Depending on the nature of the transaction and the type of the property, the SRO might ask for additional documents, as well.
How to pay registration charges and stamp duty in Ghaziabad?
Individuals can pay stamp duty and registration charges in Ghaziabad through both online and offline methods. Here are the procedures for each:
Online procedure
- Go to the official website of the Stamp and Registration Department, Uttar Pradesh. The site initially opens in Hindi, but you can translate the page into English if needed. Click on ‘Apply’.
- Log in with your credentials or create an application number and password if you are a new applicant.
- Provide personal details for the buyer, seller and two witnesses. Enter property-related information such as ward, area, district, and tehsil. Specify the property type (residential, commercial, or industrial).
- After entering all the details, click on “Calculate Fee.” The screen will display the stamp duty and registration charges. Pay the amount and save the receipt number generated after successful payment.
- Schedule an appointment at the Sub-Registrar’s Office (SRO) and visit on the appointed date and time to register the conveyance deed.
Offline procedure
Pay the registration and stamp duty charges directly at the Sub-Registrar’s Office. To complete the payment process, ensure you have all the necessary documents.
FAQs
What is the rebate that women home buyers enjoy on property registration in Ghaziabad?
Women home buyers in Ghaziabad pay 7% stamp duty on the property value, as do men. However, women buyers are offered a standard deduction of Rs 10,000 on stamp duty.
How much registration charge do home buyers in Ghaziabad pay?
Home buyers in Ghaziabad pay 1% of the property cost as the registration charge.
What documents are required for property registration in Ghaziabad?
To register a property in Ghaziabad, you need a sale deed, tax receipts, a copy of agreement to sell, an encumbrance certificate, the sanctioned building plan and occupancy certificate. Additional documents may be required based on the transaction and property type.
How can individuals pay stamp duty and registration charges in Ghaziabad?
Individuals can pay stamp duty and registration charges either online or offline. The online process involves visiting the official Stamp and Registration Department website of Uttar Pradesh, entering the required details, calculating the fees, and making the payment. For offline payments, individuals can pay directly at the Sub-Registrar’s Office.
What is the registration charge for a property in Ghaziabad?
The registration charge in Ghaziabad is 1% of the property's documented value, regardless of the buyer's gender. This change was implemented on February 14, 2020, replacing the previous flat fee structure. For example, for a property worth Rs 1 crore, the registration charge would be Rs 1 lakh.