Kaveri Online Services: Check EC, Book Registration on Kaveri 2.0

The Karnataka stamps and registration department developed the Karnataka Valuation and E-registration – Kaveri 2.0 portal to enable online registration of properties and land without having to visit the sub-registrar’s office (SRO). The Kaveri 2.0 online services portal also enables free downloading of property registration documents. This guide details how you can make use of the online services on Kaveri 2.0. Read on.

Table of Contents

Kaveri 2.0 Online: Main facts

Name of the portal	Kaveri Online Services
Owned by	Department of Stamps and Registration, government of Karnataka
Maintained by	C-DAC
Objective	To act as a virtual storage unit for data pertaining to records of rights, tenancy and crops (RTC).
Developed in	2018
Website address	https://kaveri.karnataka.gov.in/landing-page
Revenue generated by Kaveri 2.0	Rs 3,862 crore out of stamp duty and registration
Services	For guest users: Know your stamp duty calculation. Know your property guideline value. Appointment timings. Locate sub-registrar offices. For registered users: Document registration. Marriage registration

What services can registered users access on Kaveri 2.0 portal?

Property registration and stamp duty payment: Under the existing laws, property documents like sale deed, mortgage deed, lease deed, deposit of title deed, reconveyance deed, partition deed, release deed, gift deed, exchange deed, settlement deed, agreement, power of attorney, etc. in Karnataka must be registered with the state registration department. These services are offered online in Karnataka through Kaveri 2.0 portal.
Encumbrance certificate (EC): An encumbrance certificate is a record showing registered transactions over a property. For obtaining an EC, the user must submit Application form no. 22.
Certified copy (CC): CCs of registered documents relating to immovable properties are obtained to verify the legality of the transaction of property effected through it. Banks and non-banking financial companies (NBFCs) refer to certified copies of registered sale deeds before giving a loan on a mortgaged property to verify the ownership. The income tax department may also refer to a certified copy to ascertain the value of the transaction and assess the income of the property buyer or seller.
Online appointments: Pre-registration data entry and appointment booking (PRDE provides for online booking of time slots for registration of property).

How to register on Kaveri 2.0?

Only users who are registered can avail of extensive services on Kaveri 2.0 online services portal.

On the Kaveri.20 official page, click on ‘Register’ on the right-hand side of the page and fill details. A username and password will be sent to you by SMS and you will be redirected to the main page.

How to download EC from Kaveri 2.0 online portal?

To get an encumbrance certificate online at Kaveri 2.0 Online, login into the Kaveri online services portal.

After logging in, select the ‘Online EC’ option from the ‘Services’ menu.

Select the duration of the property registration and fill other details before your click on the ‘Send OTP to View Document’ option.
Enter the OTP sent to your mobile and click on ‘View Document’ to view or download the property EC.
To download the EC, select the ‘Check to apply for digitally signed EC’ checkbox and tap on ‘View Document’. You can download the PDF of the EC after paying applicable charges.

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Kaveri 2.0: Encumbrance Certificate fee

Particulars	Fee
General Search for First year	Rs 35
For every other year	Rs 10

Source: IGRS Karnataka

How to view and download CC on Kaveri 2.0 online?

CC or certified copies of registered documents relating to immovable properties is used to verify the legality of the transaction of property effected through it. Agencies like banks refer to certified copies of registered sale deeds before giving a loan on a mortgaged property to verify the ownership. The Income Tax department may also refer to a certified copy to ascertain the value of the transaction and assess the income of the property buyer or seller. Buyers in Karnataka can view and download certified copies (CC) of documents on the Kaveri Online portal by following some simple steps.

Prerequisite to apply for a signed Certified copy

1.District name
2. SRO name
3. Financial year
4. Document number of registrations need
5. e-Signing is mandatory to avail of a certified copy of the document searched. Hence Aadhaar number is mandatory.
6. It is recommended to have details of net-banking, UPI or credit card/Debit card to make payment based on total document pages.
7. Adobe Reader 10 is required to view the downloaded document

Steps to apply for CC on Kaveri 2.0 online portal

After logging in, select the certified copy option on the home page. Click on the ‘Certified Copy’ option.

Required details need to be filled in the respective field

Make payment to proceed.
Click for E-Sign option.
Provide all the details and Click on ‘Submit’.
This is an E-signed Form 22. You can download or print this document.
Click on ‘Go To Dashboard’.
Your application is now sent to the SRO.
Download the digitally signed CC.
Click on ‘Download Signed CC’.

Kaveri 2.0 Certified Copy fee

Particulars	Fee
Particulars	Fee
Single search fee	Rs 25
Copying fee for every 100 words	Rs 5
For Computer registered Docs for every page	Rs 10

Source: IGRS Karnataka

How to register property on Kaveri 2.0?

Since only registered users can perform this action on the Kaveri Online Services portal, the user must first register himself, using his credentials. Once the registration is complete, you can click on the ‘Pre-Registration Data Entry and Appointment Booking (PRDE)’ option. On the page that opens, click on the ‘document registration’ option as shown in the image below.

On your screen, you will now have to select various options from the drop-down menu to initiate the document registration process. These details include the nature of the document, execution date, the number of shares, total number of parties, page count and number of document description. After entering all the details, hit the ‘save and continue’ button at the bottom.

On the next page, enter all details as shown in the grey box.

Kaveri Online Services Book Registration Appointment

All you need to know about Kaveri Online Services

Now, select the title for the witness name and enter the first, middle and last name of the witness. Enter the date of birth, gender, marital status, nationality, profession and address of the witness. Also select the ID proof to be produced by the witness. Now, select the check boxes to verify the parties that the witness wished to verify. Now, hit the ‘save’ button.

On the next page, you have to key in the details of the person who has created the deed.

Next, provide all details about the property and hit save.

Then enter valuation details and save.

Upload the documents needed for the registration. It will also ask you to fill in the transaction payment details.

Your application is now saved, which you can view by clicking on the ‘pending/saved application’ option as shown in the image below.

Once the sub-registrar office approves your application, the status of your application changes to ‘approved by SR’. After this you can proceed to book the appointment for the property registration.

To proceed with the booking, click on the ‘view’ option on your approved application.

You now have to pay the fee for online appointment booking.

Now proceed to book the appointment.

How to make online payment for property registration on Kaveri 2.0?

Once your application is approved by the sub-registrar, your application status will show ‘Pending for Payment’ on your home page. There will also be a call to action to ‘Make Payment’.

How to make payment for property registration on Kaveri online?

Once your application is approved by the sub-registrar, your application status will show ‘Pending for Payment’ on your home page. There will also be a call to action to ‘Make Payment’.
You need to click on the ‘Make Payment’ option, you will see the following screen:

1. If you click on ‘Normal’, you agree with the sub-registrar’s calculations.
2. If you click on ‘Under Valuation’, you do not agree with the sub-registrar’s market valuation.
3. If you click on ‘Impound’, you do not agree with the sub-registrar’s stamp duty calculation.

Now, select the ‘Normal’ option and click on ‘Continue and Make Payment’.
You will be redirected to the payment page.
Select the mode of payment from the list, cash, cheque/draft, net-banking, NEFT RTGS, debit card/credit card.
Then select the ‘Type of Payment‘. Enter the Captcha.
Click on ‘Submit’. Once the payment is done, you will get an e-acknowledgment/transaction receipt. If the payment is successful, you will get a transaction receipt like below:
You can print the challan receipt by clicking on ‘Print Challan Receipt’.
To return to the application dashboard click on ‘Return to Application’.
After the payment is successful your application status will change to ‘Pending to Book Appointment’.

How to schedule online appointment on Kaveri online?

On paying the valuation fee, return to the home page. Here, you can schedule an appointment by clicking the button ‘Schedule’. You can also view your transaction by clicking the View button.
Now click on Schedule.
You can schedule your appointment with sub-registrar’s office selected by you in the application.
Select the date and time for the appointment.
When you click on a particular date, you will be notified of available time slots for that day.
Once you click on ‘Book Slot’, you will be notified with the following information. You will also get an SMS with appointment schedule details.
Your appointment for property registration is now booked on the Kaveri Online Services portal.
All the parties and witnesses involved in the transaction must appear 15 minutes before the scheduled time before the sub-registrar” along with all the uploaded original documents.
Now, your application status will be Application Submitted Online.

How to use stamp duty and registration fee calculator on Kaveri Online?

Since no registration is required to use the stamp duty and registration fee calculator, a user can proceed as a guest to know about these charges on various transactions.

To do this, click on the ‘Stamp duty & registration fee calculator’ on the homepage, as shown in the image below.

On doing this. a new page will open that would ask you to select from various options the ‘nature of document’. Once you select your option from the drop-down menu, hit on the ‘show details’ button.

After doing this, the page will ask you to fill in additional details like the region of the property, the market value of the property and the consideration amount. After keying in all this information, hit the ‘calculate’ button. The stamp duty and registration charges for the property transaction would be visible on your screen as shown in the picture below.

See also: All about IGRS Karnataka

How to register sale deed on Kaveri 2.0 online?

The process to register a sale deed on Kaveri Online Services is quite simple and straightforward. Here are the few steps involved in the registration of sale deed on Kaveri 2.0 online services:

Visit the Kaveri Online Services site and register yourself as a ‘user’.

After registration, log into the portal with your credentials. After that, click the ‘Document Registration’ tab which will be under ‘Pre-Registration Data Entry’ tab.

Then enter details like type of document, that is, sale deed, execution date, the number of transacting parties and the page count of your sale deed.

Fill in the details of the parties involved, that is, the buyer and the seller details as mentioned on their IDs. Fill in details of witnesses, that is the details of the witnesses as mentioned on their IDs. Then fill in all the property details like whether it is agricultural land or non-agricultural land or residential or commercial land. Also, mention location details of the property including name of the revenue district where the property is located, the district where you are needed to register it and the closest SRO office.

Then calculate stamp duty charges by filling in details like property type, the total area of the property, measurement unit and the locality name.
Then upload documents like the sale deed, the no-objection certificate, address proof of property buyer and seller and ID proof of buyer, seller and witnesses.
After this you will be asked to make the payment.

Kaveri 2.0: Various monetary values to be filled at the time of property registration

Total Consideration Amount: The value agreed between both parties.

Total Market Value: The value calculated based on the rates and annexure rules selected.

Government Duty: The stamp duty calculated based on the market value and considerable amount.

Government Duty after the exemption: The stamp duty calculated based on the market value and consideration amount deducting the exemptions.

Surcharge Value: A surcharge is an additional charge you are required to pay. This is based on stamp duty. For urban property, it is 2% on stamp duty and for rural property, it is 3% on stamp duty.

Cess Value: An additional charge you are required to pay. This is based on stamp duty. For all properties, it is 10% on stamp duty.

Duplicate stamp duty: The value calculated when you enter a number of duplicate copies. The charge is Rs 500 per duplicate copy.

Total denotation of stamp duty: Stamp duty paid in earlier transactions.

Registration Fee: This is calculated as the percentage of stamp duty.

Duplicate Registration Fee: The value calculated when you enter a number of duplicate copies. The charge is Rs 200 per duplicate copy.

Mutation Fee: A fixed amount declared by the government, charged in the case of agricultural land to transfer ownership in the land revenue department records (Bhoomi). The mutation fee is zero for non-agriculture properties.

Scanning Fee: The fee for scanning the pages of the documents to be registered and preserving the scanned registered documents.

Private Attendance Fee: In case any of the parties have to be attended by sub-registrar privately means at their residence or the hospital, the presenter has to attach an appropriate letter or medical certificate. The sub-registrar for taking thumb impression and photo and a fee of Rs 1,000 will be charged for one visit.

Consenting Witness: If any of the parties is a consenting witness, a fee shall be levied of Rs 100 per consenting witness.

Memo fees: If two properties of the same owner but coming under different SROs involved in the transaction a memo fee of Rs 100 will be levied.

Kaveri 2.0: List of documents for which stamp duty payment is must

Agreement
Memorandum of Agreement
Appointment in the execution of power
Appraisement or valuation
Award
Bond
Cancellation
Cancellation of sale
Certificate or other document
Clearance list
Composition deed
Conveyance
Exchange of property
Lease of immovable property
Mortgage Deed
Power of Attorney
Release deed
Settlement deed
Surrender of lease

What services can guest users access on Kaveri 2.0 portal?

Generate challan
Verify challan payment status
Stamp duty and registration fee calculator
Calculate guidance value
Property valuation.
Marriage office
Locate SROs

How to calculate guidance value online on Kaveri 2.0?

To find the guidance value on Kaveri online, click on ‘know your property valuation’ under online services.
Enter details such as district, location, kind of property, how it will be used, the surface area, unit of measurement etc. and click on display valuation.
You will view the appropriate valuation of the property.
Choose the property type again to get a final approximate amount for your property based on the guidance value.

How to generate challan online on Kaveri 2.0?

This facility can be used by a guest user by following these simple steps:

On the Kaveri Online homepage, you will find the option ‘Generate Challan’ towards the lower end of the page.
Once you click on that option, a long form will open, in which you will have to fill several details.

Fill all the details, enter the security code and click on Submit button to generate the challan.

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How to check challan payment status on Kaveri 2.0 online?

Once you have generated a challan on Kaveri online, you can also check the challan payment status. This facility too can be used by guest users by following the below-mentioned steps:

On the Kaveri Online homepage, find the ‘Verify Challan Payment Status’ option.
Enter application number to proceed with your search.

How to locate the sub-registrar office through Kaveri Online Services?

Please visit kaverionline.karnataka.gov.in. Then from ‘Services For Guest User’, select ‘Locate SROs’ Option.

In the new window, ‘SRO Office Name’ and its address will be displayed.

See also: How to register property online in Bengaluru

Various monetary values to be filled at the time of property registration