Homebuyers have to pay a certain percentage of the property’s value as stamp duty to get it registered in the government’s records. They also have to pay 1% of the property value as the registration charge for completing the paperwork in Noida and Greater Noida.
Stamp duty, registration charges in Noida in 2024
| Owner | Stamp duty as percentage of the property value | Registration charge as percentage of the property value | Stamp duty and registration charge in Rupees on a property worth Rs 10 lakh |
| Man | 7% | 1% | Rs 70,000 + Rs 10,000 |
| Woman | 6%* | 1% | Rs 50,000* + Rs 10,000 |
| Man + woman | 6.5% | 1% | Rs 65,000 + Rs 10,000 |
| Man + Man | 7% | 1% | Rs 70,000 + Rs 10,000 |
| Woman + woman | 6% | 1% | Rs 50,000* + Rs 10,000 |
Source: IGRS UP
* Note: Women are offered a 1% reduction in stamp duty charges in UP. But, this rebate is applicable only up to Rs 10 lakh out of the total value of the transaction.
See also: All about Noida Circle Rates
Stamp duty, registration charges in Greater Noida in 2024
| Owner | Stamp duty as percentage of the property value | Registration charge as percentage of the property value | Stamp duty and registration charge in Rupees on a property worth Rs 10 lakh |
| Man | 7% | 1% | Rs 70,000 + Rs 10,000 |
| Woman | 6%* | 1% | Rs 50,000* + Rs 10,000 |
| Man + woman | 6.5% | 1% | Rs 65,000 + Rs 10,000 |
| Man + Man | 7% | 1% | Rs 70,000 + Rs 10,000 |
| Woman + woman | 6% | 1% | Rs 50,000* + Rs 10,000 |
Source: IGRS UP
* Note: Women are offered a 1% reduction in stamp duty charges in UP. But, this rebate is applicable only up to Rs 10 lakh out of the total value of the transaction.
See also: All you need to know about Greater Noida circle rates
Stamp duty for women in Noida, Greater Noida in 2024
Women in UP get a discount on stamp duty only on the purchase of properties under a certain price bracket. In place of 7% stamp duty that is applicable if a male is the owner, women pay 6% stamp duty on registration of properties that cost Rs 10 lakh or less. However, men and women both pay the same stamp duty if the property’s cost if over Rs 10 lakh in UP.
Check out properties for sale in Greater Noida
Stamp duty on other deeds in Noida, Greater Noida in 2024
| Documents to be registered | Stamp duty in Rs |
| Gift deed | *5% of the property value
**Rs 5,000 in case of gifting in family members |
| Will | Rs 200 |
| Exchange deed | 3% |
| Lease deed | Rs 200 |
| Agreement | Rs 10 |
| Adoption deed | Rs 100 |
| Divorce | Rs 50 |
| Bond | Rs 200 |
| Affidavit | Rs 10 |
| Notary | Rs 10 |
| Special power of attorney | Rs 100 |
| General power of attorney | Rs 10 to Rs 100 |
See also: All about gift deed stamp duty
Stamp duty payment in Noida, Greater Noida
- Once the sale deed is prepared, visit the igrsup.gov.in website of the Stamps and Registration department of the Uttar Pradesh government.
- Click on the tab ‘आवेदन करे.’(apply) and register as a user on the website.
Enter the personal details of the buyer, the seller and the two witnesses. - Enter the property details in the form.
- Based on this information, the website will calculate your stamp duty payment liability in Noida, Greater Noida. Save this information.
- Now, visit the counter of CRA in Registration office or CRA branch office or authorized collection centres (ACC) and fill up the Uttar Pradesh e-Stamp Certificate application form. Fill in all details in the form and make stamp duty payment by cash, cheque, demand draft, pay order, RTGS, NEFT or account to account transfer.
- After the stamp duty is paid, the Uttar Pradesh e-Stamp Certificate will be generated.
- Now, visit the sub-registrar’s office with the Uttar Pradesh e-Stamping Certificate along with the deed.
See also: All you need to know about Noida Authority
Documents required for property registration in Noida, Greater Noida
Ensure you have the following documents ready when registering a property in Noida and Greater Noida:
- Ownership letter: Issued by the builder or previous property owner, this letter confirms the change of ownership.
- Address and identity proof: Documents like Voter ID, driving license, passport, and Aadhaar Card serve as proof of address and identity.
- Loan approval letter: If purchasing the property through financing, relevant documents such as loan statements and approval letters must be provided.
- No Objection Certificate (NOC): For properties bought through financing, a NOC from the bank or financial institution is required.
- Allocation letter or builder buyer agreement: Provided by the builder, this document outlines the terms and conditions of the property transaction, including possession date, payment schedule, and price.
- Due clearance certificate: This certificate, issued by the builder, confirms that all payments and dues have been cleared.
Factors affecting stamp duty in Noida, Greater Noida
Several factors impact stamp duty charges in Noida:
- Gender of owner: Women property owners in India receive a rebate on stamp duty charges.
- Market value of the property: The market value significantly influences stamp duty charges. Higher market value properties attract higher stamp duty. Additionally, stamp duty is applicable to the higher of either the market value or the agreement value of the property.
- Age of owner: Senior citizens are often eligible for subsidized stamp duty rates, as provided by state governments, including Uttar Pradesh.
- Location: Properties located in premium areas generally incur higher stamp duty charges. Conversely, properties within Panchayat limits or on the city’s outskirts typically attract lower stamp duty.
- Type of property: Commercial properties tend to have higher stamp duty rates compared to residential properties due to larger space and better features and safety measures.
- Amenities of the property: Additional registration fees are charged for properties with extra amenities. In Noida, properties offering more than 20 amenities, such as gyms, swimming pools, clubs, community halls, lifts, and sports areas, require owners to pay higher fees.
Flat registration, stamp duty calculation must be done on carpet area basis: Noida Authority
The registration of flats in Noida will only be done, based on the carpet area, instead of super built-up area, the Noida Authority has said. The directive by the Noida Authority comes as a relief to home buyers in Noida, who have been complaining that builders often use the super built-up area to price houses and calculate stamp duty at the time of property registration. This significantly increases the cost of home purchase for the buyer.
It begs mention here that stamp duty is calculated, based on the size of the property. The size of a flat would always be bigger when it is expressed in super built-up area terms. The size of the flat would be smaller when expressed in carpet areas terms.
This basically means that buyers have to bear higher stamp duty and registration charges at the time of flat registration, if the area of their unit is calculated as per the super built-up area. If the stamp duty is calculated based on the super built-up area of the flat, the stamp duty could be higher in the range of Rs 1 lakh to Rs 3 lakh for a flat priced up to Rs 50 lakh.
Also recall here that the real estate law (RERA) has mandated that builders sell flats by expressing its size in carpet areas terms and not in built-up area or super built-up areas terms.
Carpet area versus super built-up area
Recall here that the carpet area is the area in your flat where you can lay a carpet while the super built-up area of the flat includes common areas which are not exclusively allocated to the buyer.
According to the UP RERA, the carpet area is the net usable floor area in your flat, and does not include the area covered by external walls, service shafts, balconies, verandahs and open terraces.
“According to the RERA, developers should sell a unit on the basis of carpet area and not on the super area. The developer should make an agreement with a buyer based on the carpet area; if he does the registry of a flat on the super area, it is against the law. Be it agreement, sale or registry, if it is not determined by the carpet area, then it is illegal. Since Noida authority is a party in the sub-lease deed process, its circular (on registration of flats) will benefit customers. It was much needed to put an end to all confusions,” says UP RERA chairman Rajive Kumar.
“Super built-up area is the big number, which developers prefer to market their projects with. It is the number they arrive at, by adding common areas with built-up areas. Super built-up area is also known as the saleable area, because it becomes a yardstick for developers to quote their buyers,” says Vijay Verma, CEO, Sunworld Group.
To know more about this, read out guide What is Carpet Area, Built-Up Area and Super Built-Up Area?
FAQs
What is stamp duty rate in Noida and Greater Noida?
Stamp duty rate is 7% for men with a discount of Rs 10,000 for properties bought in the name of a woman or joint names.
What is registration charge in Noida and Greater Noida?
The registration fee in Noida and Greater Noida for properties is 1%.
Is transfer charge the same as stamp duty in Noida?
No, stamp duty is the charge that buyers pay to the sub-registrar in Noida. The transfer charge is an additional fee that the Noida Authority imposes, on the transfer of a resale property.
Are there any discounts or rebates available on stamp duty for women in Noida and Greater Noida?
Yes, women in Uttar Pradesh, including Noida and Greater Noida, receive a 1% discount on stamp duty charges for properties valued up to Rs 10 lakh. This means women pay a stamp duty of 6% instead of the standard 7%. However, this discount does not apply to properties valued above Rs 10 lakh.
What documents are required for property registration in Noida and Greater Noida?
To register a property in Noida and Greater Noida, you need several documents including the ownership letter from the builder or previous owner, address and identity proof (such as Voter ID, driving license, passport, or Aadhaar Card), loan approval letter if applicable, No Objection Certificate (NOC) from the bank for financed properties, allocation letter or builder buyer agreement, and a due clearance certificate from the builder confirming all payments and dues have been cleared.
(With additional inputs by Dhwani Meharchandani)
