PMAYG 2025: All about Pradhan Mantri Awas Yojana Gramin online

Official website	pmayg.nic.in / iay.nic.in
Toll free number	1800116446 / 1800118111
Complaints	support-pmayg@gov.in / helpdesk-pfms@gov.in
PMAY-G app	Android and iOS

Find out how to fill Pradhan Mantri Awas Yojana Online Form 

What is PMAYG 2025 subsidy amount?

• The PMAY Gramin beneficiaries can get loans upto Rs 70,000 from financial organisations.
• The PMAY Gramin subsidy interest for beneficiaries is 3%.
• The maximum principal amount is Rs 2 lakh and the maximum PMAY Gramin subsidy one can avail is Rs 38,359 on the EMI.

PMAY 2025 rural scheme details

• As per PMAY scheme details, the size of the units under the PMAY Gramin is 25 sqm(269.098 sqft).
• When it comes to Pradhan Mantri Awas Yojana Gramin price, the centre and the state share the cost of PMAY Gramin units in a 60:40 ratio.
• In plain areas, the Pradhan Mantri Awas Yojana Gramin price assistance is Rs 1.20 lakh for a unit.
• In the Himalayan states, north-eastern states and in Jammu and Kashmir, the ratio is 90:10 with Rs 1.30 lakh as Pradhan Mantri Awas Yojana Gramin price assistance for each unit.
• The centre finances all union territories and the entire Pradhan Mantri Awas Yojana Gramin price cost is incurred by it.
• As per Pradhan Mantri Awas Yojana Gramin, identification of beneficiaries of PMAY rural is done through an economic and caste census, thereafter verified by the gram sabhas.
• In collaboration with MGNREGA and Swachh Bharat Mission assistance is also provided for construction of toilets. Also, beneficiaries in the PMAY list will get employment for 95 days under MGNREGA.
• Beneficiaries in the awas Yojana list will be paid Rs 90.95 per day for unskilled labour.
• Under PMAY Gramin HFA rural scheme, beneficiaries will get Rs 12,000 financial support for construction of toilets under Swachh Bharat Mission –Gramin.
• Under PM Awas Yojana Gramin, all payments meant to assist PMAY Gramin/ PMAY HFA rural beneficiaries are transferred to their bank or post office accounts directly. These PMAY HFA rural beneficiaries accounts are Aadhaar-linked.

PMAY Gramin unit 

Who are eligibile for PMAYG 2025 housing units?

• The Pradhan Mantri Awas Yojana rural eligibility is valid if beneficiary or his/her family must not be owners of any pucca house across the country.
• Families dwelling in kutcha homes with one, two or no rooms are eligible for Pradhan Mantri Awas Yojana.
• Families where there are no male members in the age range of 16-59 years fall under eligibility for Pradhan Mantri Awas Yojana.
• Families that have specially-abled members or have no other able-bodied member are also eligible for Pradhan Mantri Awas Yojana
• Families that have no land or property and depend on casual labour for livelihood fall under eligibility for PMAY Gramin and know the PMAY scheme details.
• SC, ST, minorities and tribals who cannot afford a unit are also eligible for the Pradhan Mantri Awas Yojana (PMAY Gramin) and take benefit of the PMAY Gramin scheme details.

No application from households is required under PMAY-G as the beneficiaries are identified from the Permanent Wait List (PWL) of PMAY-G based on SECC 2011 and finalized Awaas+ list.

See also: Also read our guide on how to check PMAY status

PMAYG 2025 scheme details: Conditions that make you ineligible for a PMAY Gramin housing unit 

• If the family has an adult member above 25 years of age who is literate, the family will not be eligible for PMAYG housing units provided under Pradhan Mantri Awas Yojana .
• People paying tax/professional tax.
• Those who own refrigerators or landline phone connections are not eligible for PMAY-HFA( Rural).
• Family member who has a government job and earns over Rs 10,000 per month is not eligible for Pradhan Mantri Awas Yojana.
• Those with a Kisan Credit Card (KCC) with a limit greater or equal to Rs 50,000 are not eligible for PMAY-HFA( Rural).
• Those with a motorised two-wheeler, three-wheeler, four-wheeler and agriculture equipment or fishing boat are not eligible for Pradhan Mantri Awas Yojana.

 

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Beneficiaries of Pradhan Mantri Awas Yojana (Rural) 2025

 

To achieve the target of “Housing for All” in rural areas, the Ministry of Rural Development is implementing Pradhan Mantri Awaas Yojana- Gramin (PMAY-G). The Union Cabinet has approved the proposal for “Implementation of the Pradhan Mantri Awaas Yojana- Gramin (PMAY-G) during FY 2024-25 to 2028-29 for construction of additional 2 crore rural houses. As on March 17, 2025, a cumulative target of 3.79 crore houses have been allotted to States/UTs out of which 3.56 crore houses have been sanctioned and 2.72 crore houses have been completed. The State/UT-wise details of houses constructed under the scheme since inception till March 17, 2024.

The PMAY-G is monitored very closely at all levels. There is a special emphasis on quality and timely completion of construction. The details of the monitoring mechanism adopted under PMAY-G are as follows:-

1. The physical progress of construction of a PMAY-G house is monitored through the geo-tagged, time and date-stamped photographs to be uploaded at every stage of construction and upon completion.
2. National-level Monitors and Area Officers of the Ministry also visit PMAY-G houses during the field visits to assess the progress, the procedure followed for the selection of beneficiaries, etc.

• Any serious complaints of irregularities are investigated through independent National Level Monitors on the panel of the Ministry.

1. The Project Management Unit (PMU) at the State level undertakes the tasks of implementation, monitoring, and quality supervision. Officers at the Block level are to inspect, as far as possible, 10% of the houses at each stage of construction; district-level officers are to inspect 2% of the houses at each stage of construction. Every house sanctioned under PMAY-G is to be tagged a village-level functionary whose task is to follow-up with the beneficiary and facilitate construction.
2. A community-based participatory monitoring system is also in place utilizing the services of the Self Help Group (SHG) network under National Rural Livelihood Mission (NRLM). The services of NGOs and Civil Society Organisations (CSOs) may also be utilized for creating awareness about the programme and to monitor the progress and quality of the construction of the house.
3. Formal Social Audit is conducted in every Gram Panchayat at least once a year, involving a mandatory review of all aspects.

• Payment of assistance to the beneficiaries, who have been sanctioned houses, is made directly into their bank/ post office accounts through the AwaasSoft- PFMS platform electronically. This ensures increased transparency by enabling real-time monitoring of funds disbursed to beneficiaries.
• The progress of different parameters for implementing the scheme is monitored through the Performance Index Dashboard which is helping in planning appropriate intervention in required areas.

 

House constructed under PMAY-G till March 17, 2025
SNo	State Name	Target allocated by the Ministry	Houses Completed by the States/UTs
1	Arunachal Pradesh	35,937	35,591
2	Assam	26,11,793	20,10,799
3	Bihar	44,92,010	37,22,797
4	Chhattisgarh	23,41,457	12,04,680
5	Goa	257	240
6	Gujarat	9,02,354	5,68,624
7	Haryana	1,06,460	28,815
8	Himachal Pradesh	1,21,502	26,590
9	Jammu And Kashmir	3,36,498	3,04,250
10	Jharkhand	20,12,107	15,65,258
11	Kerala	2,32,916	34,162
12	Madhya Pradesh	49,89,236	37,15,287
13	Maharashtra	33,40,872	12,77,233
14	Manipur	1,08,550	37,803
15	Meghalaya	1,88,034	1,38,910
16	Mizoram	29,967	24,933
17	Nagaland	48,830	27,409
18	Odisha	28,49,889	23,63,679
19	Punjab	1,03,674	39,216
20	Rajasthan	22,23,369	17,04,836
21	Sikkim	1,399	1,390
22	Tamil Nadu	9,57,825	6,35,748
23	Tripura	3,76,913	3,68,582
24	Uttar Pradesh	36,85,704	36,18,753
25	Uttarakhand	69,194	68,149
26	West Bengal	45,69,423	34,19,193
27	Andaman And Nicobar	3,424	1,245
28	Dadra And Nagar Haveli & Daman And Diu	11,364	3,977
29	Lakshadweep	45	45
30	Andhra Pradesh	2,47,114	84,907
31	Karnataka	9,44,140	1,46,837
32	Ladakh	3,004	3,004
	Total	3,79,45,261	2,71,82,942

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Documents required to apply for PMAY Gramin 2025

• Aadhaar card number
• Bank details
• Consent to use Aadhaar (if taking help from a third-party)
• Swachh Bharat Mission number
• MGNREGA-registered job card number.

How to apply PMAYG housing unit online?

• An individual can get in touch with the concerned ward member at the gram panchayat.
• An application form, available at the gram panchayat, needs to be filled and submitted.
• In case, the PM Awas Yojana Gramin prospective beneficiary is unable to fill the form and is looking for help from a third-party, a consent form should be signed.

You can also apply online.

• Log on to official website for login PMAYG.
• Fill your Aadhaar details and ‘select to register’. The rest of the details will be filled automatically.
• Give your bank details online and if you wish to avail of a loan, enter the loan amount. You can also edit these details at a later stage.
  

  PMAY Gramin beneficiary registration form

PMAY Gramin Personal details 

 

 

 

PMAY Gramin beneficiary bank account details

 

PMAY Gramin beneficiary convergence details 

Also read our article on the progress of the PMAY Urban scheme in India.

PMAY Gramin 2025: Rhreporting application tracking website

Once you have registered with PMAY Gramin, applicants can check their application status on rh reporting website. The rhreporting.nic.in new list gives all the information about the beneficiaries included in the urban and rural areas in the new list. To download the rhreporting.nic.in 2023-24 new list or the PM Awas Yojana list 2023 go to the reporting.nic.in website and click on ‘Reports’ under Awaassoft.

 

Read about : PM Kisan 

Now click on Beneficiary details for verification under Social audit reports to proceed to access the rhreporting.nic.in 2020-21 data. You will reach the housing report page where you can check the details.

 

 

For instance, for checking rhreporting.nic.in 2020-21 new list Odisha or the awas yojana gramin Odisha list, use the filters and proceed and you will get the details like shown below.

see also about: up gramin

How to apply for a housing unit under PMAYG offline?

• An individual can get in touch with the concerned ward member at the gram panchayat.
• An application form, available at the gram panchayat, needs to be filled and submitted.
• In case, the PM Awas Yojana Gramin prospective beneficiary is unable to fill the form and is looking for help from a third-party, a consent form should be signed.

PMAYG 2025: Awaas plus list survey

The survey to update PMAYG Awaas plus list is going on. Interested participants have to download the PMAYG Awaas Plus app and update details on the self survey feature. You can also scan on the below shown QR cods to download the app.

 

PMAY Gramin: Grievance redressal

Housing.com POV

PMAY Gramin (PMAY G) is a government provided affordable housing scheme that fulfils the want to own a pucca home by many Indians in the rural areas. With the goal of constructing 2 crore houses by 2029 under PMAY–G, more people will be covered under this subsidised scheme. People who avail this scheme should ensure that all documents submitted are accurate. On verification, if any document is found to be not right, the beneficiary will not be able to avail the housing subsidy.

FAQs

Can I avail a loan for the PMAY Gramin unit?

Yes, loans from Rs 10,000 to Rs 70,000 are available for PMAY Gramin beneficiaries.

Where can I send across complaints regarding the PMAY Gramin scheme?

You can write to support-pmayg@gov.in / helpdesk-pfms@gov.in for complaints, as well as suggestions regarding PMAY Gramin scheme.

What is the minimum size of units under PMAY Gramin scheme?

The minimum size of the houses built under the PMAY Gramin scheme has been increased to 25 sq metres from 20 sq metres.

How can I check the beneficiary list in UP?

You can check the beneficiary list using PMAYG.nic.in UP.

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com