The Pradhan Mantri Awas Yojana (PMAY) is a credit-linked subsidy scheme through which the centre along with the state governments provide affordable housing for the low and moderate income residents of India. It has changed the Indian affordable housing sector and has helped people who were earlier struggling to buy pucca houses. The centre has taken up an aim of constructing 3 crore houses under PMAY by 2029 with 2 crore houses directed towards PMAY-Gramin and 1 crore directed towards PMAY-Urban 2.0.
Once applied for PMAY subsidy, the next logical step is to check the beneficiary status and know whether their PMAY application has been accepted or rejected. This can be done through a number of ways both online and offline. One can use various identification details including registered email id and mobile number, PMAY application ID, Aadhaar card number etc. to authenticate the PMAY application. This is useful especially for people who don’t have any specific forms of identification. This guide will walk you through how one can check the PMAY status of the housing unit that he has applied for.
In line with the ‘Housing for all’ mission’s guidelines, a new module has been created by the NIC that will record payments disbursed to beneficiaries in multiple instalments.
PMAY-U 2.0: Key facts
| Name of the scheme | PMAY 2.0 Urban |
| Duration in which scheme to be implemented | 2025 to 2029 |
| Eligibility | LIG, EWS, MIG |
| Beneficiaries | Homeless and Kutcha house owners having no other property in India |
| Modes to apply | Online and offline |
How to check PMAY-U 2.0 status in 2025 online?
Those who have applied for a housing unit under the Centre’s Pradhan Mantri Awas Yojana can check the PMAY status on the PMAYUCLAP website. This can be done using different identity proofs (IDs).
- PMAY subsidy status check by Aadhaar number
- PMAY status check using PMAY application ID
- PMAY status check using registered mobile number
- PMAY subsidy status with assessment ID
- PMAY status check via toll-free number
- PMAY status check via local authority
PMAY status check with Aadhaar
Step 1: To check PMAY status with Aadhaar, go to the official site and click on the ‘Search Beneficiary’ option from the main menu.
Step 2: When you select the option ‘Search by the name’, you will be asked to enter your Aadhaar number.
Step 3: After entering your Aadhaar number, you will be able to view the details and status of your PMAY application.
Also read all about eligibility for PMAY Gramin scheme
PMAY subsidy status check with father’s name
Step 1: To track your PMAY application status, select the ‘By name, father’s name and ID type’ option.
Step 2: Provide details like your state, city, district, father’s name, ID type (Aadhaar or driving licence, passport, etc.). Enter the details of the ID type you have selected along with your registered mobile number.
Step 3: After you ‘Submit‘ this information, your PMAY home loan subsidy status will be displayed on the screen.
PMAY status check by Assessment ID
To check your PMAY subsidy status by application ID, you can get the status of your PMAY application online by logging on to the official website, https://pmaymis.gov.in/default.aspx.
Step 1: Select the ‘Citizen Assessment’ option on the top of the home page.
Step 2: From the various options that appear on the screen, select the ‘Track Your Assessment Status’ option at the bottom of the menu.
Step 3: On the Track Your Assessment From click on By Assessment ID.
Step 4: Enter the assessment ID and registered mobile number and click on submit and track the status.
See also: How does the PMAY interest subsidy scheme for EWS and LIG work?
How to check PMAY status without registration number?
In case you don’t know the registration number, the easiest way to check is by going to the advanced search option and using the following method.
- Click on advanced search and you will reach a new page.
- Enter state, district, block, panchayat name, financial year and scheme name
- With this way, you will know if you have got the house under PMAY or not.
How to check if PMAY-U subsidy is released in your home loan account?
- To check this log on to https://pmaymis.gov.in/open/Find_Ben_Fund_Released.aspx and enter beneficiary mobile number.
- Enter mobile number and click on send otp and proceed.
See also: How to check PMAY beneficiary list on Rhreporting portal?
How to check if PMAY-G subsidy is released in your home loan account?
- Download and register on the UMANG app.
- Search for the Pradhan Mantri Awas Yojana on the UMANG app.
- Click on the ‘Department’ and click the ‘Pradhan Mantri Awas Yojana – Gramin’ option.
- Click on ‘Installment Details’ and enter your PMAY-G registration number to check if the PMAY-G subsidy has been credited in your account.
Offline methods to check PMAY status
Mentioned are the offline methods with which you can check the PMAY status.
PMAY status check via toll-free number
Applicants can also contact the National Housing Bank (NHB) and the Housing and Urban Development Corporation (HUDCO) on toll-free numbers for CLSS-related queries.
Call Ministry of Housing and Urban Affairs -011 23063285, 011 23060484
Call NHB – 1800-11-3377, 1800-11-3388
Call HUDCO – 1800-11-6163
PMAY status check via local authority
You can also get in touch with the local officer of your municipal authority who is in charge of the PMAY programme. You can also get in touch with your bank to track your PMAY application status.
See also: All about the PMAY urban scheme
Difference between CLSS and other PMAY components
Many applicants under PMAY face confusion while tracking their application status due to a lack of clarity between different components of the scheme. Each component has a separate tracking process, and misunderstanding this often leads to errors such as “No Record Found” when checking status online.
CLSS (Credit Linked Subsidy Scheme)
- This is the only PMAY component that is linked with a bank loan.
- Applicants under CLSS should track their status through the CLAP Portal: https://pmayuclap.gov.in.
- Status can be checked using the Application ID and OTP sent to the registered mobile number.
BLC, AHP and In-Situ Rehabilitation
- These components are not linked to a housing loan and are instead implemented through the urban local bodies or state governments.
- Applicants for these must check their status on https://pmaymis.gov.in under “Track Your Assessment Status.”
- In many cases, local municipal authorities or ward offices may provide offline updates for these applications.
This distinction is crucial for accurate tracking and prevents unnecessary anxiety caused by searching on the wrong portal.
PMAY UCLAP subsidy processing stages
Once your home loan provider approves your application for the PMAY credit-linked subsidy, you can track the status of your application on the https://pmayuclap.gov.in portal.
To track the status of your application, on the home page, under the CLSS tracker, enter your application ID. Your PMAY application ID would be an 11-digit alphanumeric code.
Once you enter the number, click on the ‘get status’ button.
Now, a six-digit OTP will be sent to your registered mobile number, which you will have to key in quickly, since the OTP will be valid only for five minutes.
Note that the CLAP sends the applicant ID and the OTP code on the registered mobile number of the borrower/co-borrower.
Following this, the screen would show the status of your PMAY subsidy, as shown in the image below.
There are five stages through which the PMAY subsidy application has to pass, before it reaches your home loan account. These stages include:
- Application ID generated.
- Due diligence by PLI.
- Claim uploaded on the Central Nodal Agency Portal.
- Subsidy claim approval.
- Subsidy released to PLI.
Note: Once a stage is cleared, the colour of the icon on the screen turns to green. If the colour is blue, it means that this phase/stage is still under processing.
How long does it take for a PMAY beneficiary application form to be accepted?
It takes around three to four months for a beneficiary’s PMAY application to be accepted.
Components of PMAY
PMAY scheme has four components for which subsidy would be provided till the registration that ended December 31, 2024.
- In Situ Rehabilitation: Applicable for citizens from the slums.
- Beneficiary Led Construction (BLC): Applicable to citizens owning a land and are interested in construction/enhancement.
- Credit Linked Subsidy Scheme (CLSS): This is for people who can afford to purchase land/home or modify their existing home as under the CLSS, citizens will get a home loan subsidy.
- Affordable housing in partnership: People who don’t have land, house or home loan can avail this.
Can a curtailed beneficiary under PMAY-U avail the benefit under PMAY (U) 2.0?
No, the beneficiaries’ houses sanctioned under PMAY-U which got curtailed by CSMC due to any reason on the recommendation of states/UTs will not be sanctioned houses in PMAY-U 2.0. These beneficiaries may have defaulted in some important document and hence their application form would have been rejected. It is important that all details are filled and they are correct information.
How to check PMAY-Gramin application status online?
While this article primarily focuses on PMAY-Urban (PMAY-U), applicants under PMAY-Gramin (PMAY-G)—which caters to rural households—must follow a different process to track their application status.
Portal to use:
https://pmayg.nic.in – the official site for Pradhan Mantri Awas Yojana – Gramin.
Steps to check status using registration number:
- Visit pmayg.nic.in.
- Navigate to “Stakeholders” > “IAY/PMAYG Beneficiary”.
- Enter your PMAY-G registration number and submit to see your housing status.
Steps to check status without registration number (advanced search)
- On the same portal, choose the “Advanced Search” option.
- Enter required details like:
- State
- District
- Block
- Panchayat
- Name
- Submit the details to view the list of beneficiaries and your housing allotment status.
Mobile app availability
You can also check your status through the official PMAY-G Android App, available on the Google Play Store. The app offers real-time updates on housing progress, fund disbursals, and beneficiary details.
This section ensures that rural beneficiaries under PMAY-Gramin are not left out and can track their application confidently.
What are the benefits of PMAY subsidy?
For PMAY-U (Applicable to the urban population)
- Under the In-Situ Slum Redevelopment, slum dwellers beneficiaries get up to Rs 1 lakh.
- Under the Beneficiary-led Individual House Construction or enhancement, EWS beneficiary household get up to Rs 1.5 lakh of subsidiaries.
- EWS beneficiaries can build a pucca house with a carpet area of up to 30 sqm and LIG beneficiaries can build up to 60 sqm carpet area. MIG-I category beneficiaries can build up to 160 sqm and MIG-II category beneficiaries can build up to 200 sqm.
- Beneficiaries can get a home loan to build houses with an interest subsidy of 3% to 6.5%, depending on the loan amount.
- Migrant beneficiaries from the EWS and LIG categories are eligible to get rental houses at affordable prices under PMAY’s sub-scheme, known as the Affordable Rental Housing Complexes.
For PMAY-G
- Under the PMAY-G, the central government provides beneficiaries with financial assistance of more than Rs 1 lakh. This is also applicable to the beneficiaries living in plains and hilly regions, including North-eastern and Himalayan states.
- Beneficiaries are also offered employment for 100 days under the Mahatma Gandhi National Rural Employment Guarantee Act (MG NREGA), through which applicants can earn up to Rs 18,000.
- Beneficiaries can build a pucca house of a minimum size of 25 sqm with proper cooking space.
- Beneficiaries get one LPG connection in their house under the Pradhan Mantri Ujjwala Yojana.
Contact details for PMAY-related questions
RK Gautam, Director (HFA-5)
Ministry of Housing and Urban Affairs
Room no 118, G Wing, NBO Building,
Nirman Bhawan, New Delhi-110011
Telephone: 011-23060484, 011-23063285
E-mail: pmaymis-mhupa@gov.in, grievance-pmay@gov.in
Housing.com POV
If you have applied for a housing unit under the PMAY, you can easily check the status of the application online by following steps mentioned in this article. This is a user-friendly approach and can eliminate the requirement of any assistance from any middleman.
FAQs
How to check PMAY status?
You can visit the official website of the PMAY scheme http://pmaymis.gov.in/ to check the status of your application.
How can I get Pradhan Mantri Awas Yojana assessment ID?
To get the assessment ID, visit the official PMAY portal and click on ‘Search Beneficiary’. Enter your Aadhaar number, to get your PMAY assessment ID.
How to apply for PMAY?
Online: Visit the official PMAY website. Offline: You can fill up a form available through Common Service Centre.
What documents are required to apply for the PMAY?
Documents required for applying for the PMAY are identity proof, address proof, income proof and property papers.
How long does it take for the PMAY application to get approved?
It might take between 3-4 months to get PMAY subsidy.
Can I apply for PMAY by myself?
Yes, eligible candidates can apply for homes under PMAY using online and offline channels.
Can I apply for PMAY twice?
No, you can apply for PMAY only once.
Can a woman apply for PMAY?
Yes, eligible woman candidates can apply for PMAY.
Does a woman need a co-applicant to apply for PMAY??
No, a woman doesn’t need a co-applicant for applying for PMAY.
| Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |
