Citizens of Gurgaon can make almost all payments online. Payment of property tax Gurgaon is also hassle-free, as users can pay their tax liability through various online channels using digital wallets. In this article, we discuss the various aspects of MCG Gurgaon property tax.
What is property tax?
A tax directly levied on property, it is an amount that the property owner is expected to pay to the local government or the municipal corporation of one’s area. Property tax must be paid for all immovable assets such as personal house, rental house, office, etc.
Factors Influencing MCG Gurgaon Property Tax
MCG, like other municipalities, imposes property tax, but the rates vary across different cities. Here are the key factors that affect property tax rates:
- Location of the Property: Properties in upscale neighborhoods incur higher MCG property taxes, while those in more affordable areas attract lower rates.
- Size of the Property: Larger properties are subject to higher property taxes, as the tax is calculated based on the total area.
- Market Value of the Property: The assessed market value significantly influences property tax calculations.
- Type of Property: Different rates apply depending on whether the property is residential, commercial, institutional, or industrial.
Age of the Property: Newly constructed properties typically face higher taxes, whereas older properties may benefit from reduced rates.
How to pay property tax online in Gurgaon in 2024?
Step 1: Log on to the MCG web site, https://www.mcg.gov.in/. On the left side, you would find the tab, Property Tax. Click on it to reach another page which you show you multiple options. By clicking on ‘Property Tax’ tab on this page, you would initiate the payment process. To download your property bill or register you complaint with regard to the bill, click on the ‘Property Tax Bill’ option. Click here to search, assess or pay your property tax in Gurgaon.
Step 2: On the Page that appears, you will have to key in all details of your property, including Property ID, Owner Name, Father/Husband Name, Mobile Number, Email ID, Zone, Locality, Ward and Address. After correctly filling each detail with utmost care, click on the ‘Search’ button.
Step 3: The page that now appears would show you your property tax. In case you don’t see any miscalculation in the amount, proceed to pay the tax using your debit/credit card details, net-banking credentials or UPI wallet details. Once you key in all details, you have paid your property tax.
The Municipal Corporation of Gurugram (MCG) facilitates property tax payments through online channels, including digital wallets. One such option is Paytm, which allows users to pay their property tax by selecting ‘Municipality Taxes’ and choosing ‘Municipal Corporation of Gurugram’ within the app.
How can I pay property tax bill offline in Gurgaon in 2024?
One can pay property tax offline in Gurgaon by visiting Property Tax Collection Centres, also known as Citizen Facilitation Centres, or any branch of Oriental bank of Commerce in the city.
Know about: 1 BHK in Gurgaon for rent
See also: Know how to pay Ahmedabad Municipal Corporation property tax
MCG Property tax for different types of properties
The Municipal Corporation of Gurugram (MCG) levies property tax based on the type and size of properties. Below is a detailed breakdown of the property tax rates for various property categories:
1. Residential Properties (Independent Houses)
| Area (in sq yards) | Tax Rate (per sq yard per year) |
| Up to 300 | ₹1 |
| 301 to 500 | ₹4 |
| 501 to 1,000 | ₹6 |
| 1,001 to 2 acres | ₹7 |
| Above 2 acres | ₹10 |
Note: These rates apply to properties with only a ground floor. Owners with additional floors receive a rebate: 40% for the first floor and 50% for the second floor. However, if each floor is owned individually, no rebate is applicable. Basements used exclusively for parking are exempt from property tax.
2. Residential flats in housing societies
| Carpet area (in sq feet) | Tax rate (per sq feet per year) |
| Up to 2,000 | ₹1 |
| 2,001 to 5,000 | ₹1.20 |
| Above 5,000 | ₹1.50 |
Flats with a carpet area up to 2,000 sq ft are exempt from property tax.
- Vacant residential plots:
| Plot Size (in sq yards) | Tax Rate (per sq yard per year) |
| Up to 100 | Nil |
| 101 to 500 | ₹0.50 |
| Above 500 | ₹1 |
- Commercial properties (shops):
| Area (in sq yards) | Tax Rate (per sq yard per year) |
| Up to 50 | ₹24 |
| 51 to 100 | ₹36 |
| 101 to 500 | ₹48 |
| 501 to 1,000 | ₹60 |
Note: These rates apply to shops located on the ground floor. Owners of entire buildings receive a rebate: 40% for the first floor and 50% for the second floor. If the owner has leased part of the space, a rate of 1.25 times the standard rate applies to the leased portion.
- Industrial and institutional properties:
| Plot Size (in sq yards) | Tax Rate (per sq yard per year) |
| Up to 500 | Nil |
| 501 and above | ₹5 |
- Paying guest (pg) accommodations:
PG accommodations are categorized as ‘lodging houses’ for tax purposes. Owners are required to pay ₹1,000 per bed per year.
Penalty for late payment of property tax
Residents and housing societies, who do not cooperate with the property tax surveyors in Gurgaon, may have to face action as the city municipal body has decided to lodge first information reports (FIRs) against them. Amenities like power and water supply of such residents, may also be cut if they fail to share the information sought by the property surveyors in the city. The new directive by MCG commissioner Vinay Pratap to the tax department came, after the department faced various instances of housing societies and citizens in the new sectors trying to withhold information.
Typically, if a property owner fails to pay his tax within the specified timeline, an interest of 1.5% is charged per month on the outstanding payment liability. In case a property owner willfully under-reports his property tax, the authority imposes a fine equal to the tax evasion. The 1.5% per month interest would also be charged in case of under reporting of tax liability, if applicable. According to the rules, however, the penalty amount should not exceed the initial liability.
Unpaid taxes for multiple years
If a property owner has years of unpaid taxes, the total liability includes the original tax amount plus cumulative interest. In extreme cases, MCG may take legal action or seal the property for non-payment.
Installment options for overdue tax
MCG does not officially provide an instalment payment option, but in certain cases, taxpayers may negotiate with the authority. In the past, amnesty schemes have allowed defaulters to settle dues with reduced penalties.
The grace period before penalties start
MCG does not offer a standard grace period. The penalty starts accruing immediately after the due date. However, early payment before July 31 qualifies for a 10% rebate, reducing the overall tax burden.
When is Gurgaon property tax due?
Property tax in Gurgaon is typically levied annually and must be paid by March 31 of the financial year. However, the Municipal Corporation of Gurugram (MCG) offers a 10% early payment rebate if taxes are cleared before July 31 of the assessment year. This dual deadline structure gives property owners some flexibility while incentivising prompt payment.
MCG does not follow a monthly or quarterly billing cycle. The property tax bill is usually generated once a year, and it is the responsibility of the property owner to check their dues on the official MCG portal.
While the MCG website offers access to current tax bills, it does not send automatic SMS or email reminders unless the user has actively subscribed to updates or provided their contact details during prior payments. Owners should set calendar alerts or check periodically for new demands, especially around the start of the new financial year in April.
How to calculate property tax Gurgaon?
The Municipal Corporation of Gurugram (MCG) allows property owners to self-assess their property tax liability based on property size, type, and usage. The formula for property tax calculation remains the same, but recent changes in circle rates can impact the final tax amount.
The formula for property tax calculation
Property tax in Gurgaon is calculated using the following formula:
Property Tax = Annual Rate × Property Area × Property Use Factor × Location Factor
Where:
- Annual Rate: Fixed by MCG based on property type (residential, commercial, industrial, etc.).
- Property Area: The total size of the plot or built-up area.
- Property Use Factor: Higher for commercial properties than residential ones.
- Location Factor: Varies based on the area’s market value and circle rate.
Impact of circle rate hike on property tax
Since December 1, 2024, the Haryana government has increased circle rates by 10-30% in Gurgaon. This affects property tax in two key ways:
- Higher assessed property value – Circle rates define the minimum valuation of a property, influencing tax calculations. With increased rates, property tax liability will rise for many owners.
- Revised tax slabs for premium locations – Areas like Golf Course Road, Cyber City, and Sushant Lok have seen the highest circle rate hikes, meaning property owners here will face higher tax assessments.
Example calculation (Before & after circle rate increase)
Let’s assume a 1,000 sq ft residential flat in Gurgaon’s premium sector:
- Before rate hike (Circle rate = ₹7,000 per sq ft):
- Property value = ₹70 lakhs
- Taxable amount (assume 0.1%) = ₹7,000 per year
- After rate hike (10% increase, new circle rate = ₹7,700 per sq ft):
- Property value = ₹77 lakhs
- Taxable amount (0.1%) = ₹7,700 per year
The impact will be even more significant for commercial and larger residential properties.
What property owners should do
- Check updated circle rates for your area on the MCG website.
- Recalculate tax liability based on new property valuation.
- Pay before July 31 to avail a 10% rebate and reduce overall tax burden.
See also: All about property tax Mumbai
Property tax rebate in Gurgaon
Eligibility criteria and rebate details
- Early payment rebate: Property owners who pay their tax dues before July 31 of the assessment year are eligible for a 10% rebate on the total tax amount.
- One-time settlement rebate: A one-time rebate of 30% is available for property owners who clear all outstanding tax arrears within 45 days of the issuance of the notification.
Special category exemptions
- Freedom fighters and their spouses: Full exemption for self-occupied residential properties.
- Defence and paramilitary personnel: Full exemption for self-occupied residential properties owned by serving or retired personnel and their families.
- Families of deceased soldiers: Full exemption for self-occupied residential properties, provided they do not own any other residential property in Haryana and do not sub-let the property.
- Religious properties: Buildings and land attached to religious establishments like temples, gurudwaras, mosques, or churches are exempt from property tax.
Application process and required documentation
Early payment and one-time settlement rebates
- Process: These rebates are automatically applied when payments are made within the stipulated timeframes. No separate application is necessary.
- Documentation: Ensure you have your Property Identification Number (Property ID) and payment receipts for records.
Special category exemptions:
Process: Eligible individuals must apply for exemptions by submitting the necessary documents to the MCG.
Required documentation:
- Freedom fighters and their spouses: Certificate of recognition as a freedom fighter and proof of property ownership.
- Defence and paramilitary personnel: Service or discharge certificate, proof of property ownership, and a self-declaration of self-occupation.
- Families of deceased soldiers: Death certificate of the soldier, proof of relationship, property ownership documents, and a self-declaration of no other residential property ownership in Haryana.
- Religious properties: Registration documents of the religious institution and proof of property ownership.
Rebate provided on following properties
- Religious Property
- ALM House
- Municipal Properties
- Dharamshala
- Central and State Government Educational Institutes
- Government Hospitals
- Defence Paramilitary Forces Personnel (self-occupied property)
- Ex-Service Personnel and Family (self-occupied property)
- Paramilitary Force Personnel and Family (self-occupied property)
- Families of Deceased Soldiers or Ex-servicemen (self-occupied property)
- Self-Occupied Residential Houses Occupied by Freedom Fighters
- War Widow (self-occupied property)
- Horticulture or Agriculture (up to 1 acre)
- State Government Buildings
- Lal Dora Properties (w.e.f. 1 April 2010)
- Flats up to 2000 square feet
Note: A 10% rebate will be applicable if the property holder pays the outstanding property tax before 31 July in the assessment year.
MCG Gurgaon Property Tax: Self certification mandate
The Municipal Corporation of Gurugram (MCG) has implemented a mandatory self-certification process for property owners to ensure accurate property tax records and streamline municipal services. This initiative requires property owners to verify and confirm their property details through an online platform.
Purpose of the self-certification mandate
The primary objectives of this mandate are:
- Data accuracy: To rectify discrepancies in property records, such as incorrect owner names, plot sizes, and addresses, ensuring that property tax bills are accurate.
- Streamlined municipal services: To facilitate efficient delivery of services like property registrations and issuance of birth and death certificates, by maintaining an up-to-date property database.
Mandatory requirements
- Property Transactions: Self-certification is compulsory for executing any property transactions, including sale, purchase, lease, or rental registrations at the revenue department office.
- Access to municipal services: Residents must complete the self-certification process to avail of municipal services such as obtaining birth or death certificates, water bill payments, and reservation of community centres.
Steps for self-certification
Property owners can complete the self-certification process online by following these steps:
- Visit the official portal: Navigate to the Haryana Urban Local Bodies property portal at property.ulbharyana.gov.in.
- User registration/login: Log in using your credentials if you are already registered. New users must register by providing the necessary details.
- Property search: After logging in, search for your property using identifiers such as Property ID, owner name, or registered mobile number.
- Verify details: Review the displayed property details, including owner information, plot size, and address.
- Confirm accuracy: Indicate whether the information is correct. If discrepancies are found, provide the correct details.
- Submit certification: Complete the process by submitting the self-certification form.
Collaboration with resident welfare associations (RWAs)
To facilitate widespread compliance, MCG is collaborating with RWAs:
- Training programs: MCG conducts training sessions for RWA representatives to assist residents in self-certification.
- Community camps: Special camps are organised in collaboration with RWAs and market associations to aid residents in completing self-certification.
Incentives and penalties
- Incentives: MCG has announced rewards for RWAs and residential society managements that achieve 100% self-certification among their members.
- Penalties: MCG officials are required to self-certify their properties; failure to do so may result in withholding of salaries.
New property registration for MCG tax
First-time property owners in Gurgaon must register their property with the Municipal Corporation of Gurugram (MCG) to begin paying property tax. The registration process ensures that your property is added to the MCG database and assigned a unique Property ID, which is required for all future payments and self-certification.
When to register:
New owners should initiate property registration within 30 days of completing the sale deed registration at the sub-registrar office.
Documents required:
- Copy of registered sale deed
- Latest electricity or water bill (for address verification)
- Owner’s Aadhaar card or PAN card
- Building plan approval (if applicable)
- Occupancy certificate or completion certificate (for apartments)
How to apply:
- Visit property.ulbharyana.gov.in
- Log in or register as a new user.
- Navigate to the “Property Registration” section.
- Fill in details such as ownership type, property size, address, usage type (residential/commercial), and upload required documents.
- Submit the form and note your acknowledgement number.
- After verification by MCG officials, your Property ID will be generated and sent via email/SMS.
MCG Gurgaon Property Tax: Grievance redressal
The Municipal Corporation of Gurugram (MCG) has established a comprehensive grievance redressal mechanism to assist residents with property tax-related issues. This system ensures that concerns are addressed promptly and efficiently.
1. Toll-Free Helpline
Residents can report property tax grievances by calling MCG’s toll-free number: 1800-180-1061. This helpline connects callers directly to the relevant officials, eliminating the need for in-person visits to MCG offices.
2. Online Complaint Registration
MCG offers an online platform for lodging complaints:
- MCG Grievance Portal: Residents can submit grievances related to property tax by providing details such as grievance type, subject, area, and personal contact information.
3. Escalation Process
If initial complaints are not resolved satisfactorily, residents can escalate issues through the following hierarchy:
- Level 1: Contact designated officers via the toll-free helpline or online platforms.
- Level 2: If unresolved, escalate to the Head of the Department (Deputy/Joint Municipal Commissioners).
- Level 3: Further escalation can be made to the Chief Municipal Commissioner and the Mayor.
For persistent issues, residents may approach the Public Grievance Cell of the Directorate of Urban Local Bodies (DULB), Government of Haryana, through the CM Window (Jan Samwaad).
4. No-Dues Certificate (NDC) Portal
Residents should use the Haryana government’s NDC portal to address errors in property IDs or related grievances. MCG has discontinued its previous grievance site for property tax, directing all such issues to the NDC portal for streamlined processing.
5. In-Person Assistance
Residents preferring face-to-face interactions can visit MCG’s Citizen Facilitation Centres (CFCs) across Gurugram. These centres assist with property tax payments and address related grievances. Residents should refer to the official MCG website for specific CFC locations or contact the toll-free helpline for guidance.
6. Monitoring and Accountability
MCG has implemented measures to ensure timely resolution of complaints. Officials are held accountable for delays, with directives issued to resolve property tax complaints promptly.
Impact of circle rate increase on property tax
The Haryana government increased circle rates in Gurgaon by 10-30% on December 1, 2024. While the Municipal Corporation of Gurugram (MCG) has not changed its per sq yard/sq ft tax rates, the revised circle rates can indirectly impact property tax liability for various property owners.
How does the circle rate increase affect property tax?
- Higher property valuation – Since circle rates define the minimum value of a property, an increase means higher assessed property value, leading to a potential increase in total tax liability.
- Impact on tax exemptions and rebates – Property tax exemptions and rebates are sometimes linked to property value slabs. With revised valuations, some properties that previously qualified for rebates may now exceed eligibility limits.
- Effect on vacant land tax – The circle rate revision directly raises the market value of vacant plots, which could result in higher property tax assessments even though the tax per sq yard remains unchanged.
- Tax implications for resale and capital gains – Property owners planning to sell their assets will face higher stamp duty costs due to increased circle rates, and capital gains tax may also rise as the indexed property value changes.
What property owners should do
- Check the updated circle rates on the MCG website to reassess tax liability.
- Plan tax payments to avoid penalties if higher valuations increase tax dues.
- If eligible for rebates, confirm that revised property valuations do not affect eligibility for discounts or exemptions.
- For property sellers, consult a tax expert to understand the impact on capital gains tax and explore potential tax-saving options.
Housing.com POV
The property tax system in Gurgaon is designed to be efficient and user-friendly, allowing residents to pay their dues online or offline. The Municipal Corporation of Gurugram (MCG) assesses property tax based on several factors, including location, size, market value, property type, and age. While there are penalties for late payments, MCG also offers rebates for early payments and certain exemptions for specific groups. Recent initiatives, such as mandatory self-certification for property transactions and efforts to improve tax collection, aim to enhance compliance and streamline the process for property owners. Understanding these a
FAQs
How do I find my property ID number to pay property tax online in Gurgaon?
You property ID number is mentioned on the tax receipts you received in the past. If you are a new tax payer, you can find out the ID by keying in all the other details about your property on the MCG website, https://www.mcg.gov.in/.
Can I pay property tax in Gurgaon using UPI?
Yes, you can use UPI wallet apart from net-banking and credit/debit cards to pay property tax in Gurgaon.
How can I download property tax bill for Gurgaon?
Click here to download your property tax bill in Gurgaon.
Do I have to pay property tax on my basement and parking lots in Gurgaon?
Under the new system, basement and parking lots in residential establishments enjoy full tax rebate.
Do I have to pay property tax in Gurgaon if the house size is 1,000 square foot?
For self-occupied properties of up to 2,000 sqft carpet area, the owner does not have to pay property tax in Gurgaon.
